Talk of The Villages Florida - View Single Post - PPI Dropped Last Month; Rate Cuts on the Horizon
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Old 09-15-2025, 12:38 PM
Bill14564 Bill14564 is offline
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Originally Posted by Normal View Post
Think again on taxes. Florida Property Taxes By County - 2025

There are 67 counties in the state. We are 18th with 49 other counties having lower tax rates in Florida.

Insurance rates? Florida carries the monster premiums.
Home Insurance Rates by State for 2025 | Bankrate
Ah, I see the problem - poor understanding or poor choice of words.

The median tax amount is not the tax rate. The median tax looks at taxes on all properties and finds the middle point. Since 75% of the properties in Sumter County are in the high-rent Villages that skews the median higher. Sumter's tax rate is one of the lowest in the state. Sumter's median tax amount is towards the top of the list due to the value of the homes. There is a difference and it will matter to an informed buyer.

IF Sumter County was 18th that would put is in the 2nd Quartile, not the top. BUT, according to the page you posted we are 27th which is barely above the median.

Your insurance page is a good argument to move to a state other than Florida. However, once you've decided to move to Florida, Sumter County will have a lower insurance cost than the coastal cities mentioned on that page.
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