You can use either. There is no town called The Villages, but the post office accepted it as an address back in the early 2000's and the govt put it on maps. You can use the name of the post office town that your mail is sorted and delivered from or The Villages, both will get your mail to you. ZIP CODE 32162 is in Sumter County, but mail is processed from the Lady Lake post office. Prior to 2003 we used Lady Lake as the town and were then told we could use The Villages if we wanted to, but both would be accepted.
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