Talk of The Villages Florida - View Single Post - How is "income" defined ?
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Old 08-27-2010, 11:42 AM
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Your income would be the total you show on your tax return. Thus income earned and not taken out of your 401k would not count.
When I read the 93,000 figure I thought it was rather high compared to my prior research. Did not think of the possibility that non retired owners were included. Makes sense that they are as I think the 93,000 number was to attract business to the Village for the new town center. The question I had was how much of a person’s assets are being consumed to maintain their life style.
My guess is that there is a wide distribution of income so I would not let the 93,000 figure prevent me from looking at TV. What you have to do is go through the post looking for living expenses and make up a budget for your housing expense. You will see a lot of services being purchased and you might also decide to do this work yourself. Then based on your current life style estimate what you think you will spend on food, clothing, eating out, medical costs, taxes, car, insurance, etc. If this is under your income you will probably be ok. Inflation and medical costs are probably the most uncertain areas and they will be the same no matter where you live. You will also need an emergency/major repair fund so set aside some of your assets for these purposes.