Jane52 -
Where have you been? OPM stands for Office of Personnel Management. The Federal Government retirees (of which there are a lot of in The Villages) have done an admirable career working for the people of the US. I worked for the Dept. of Veterans Affairs for 36 years helping veterans. Do not dare to talk down to us!

We have paid into the Civil Service Retirement Fund at a rate HIGHER than Social Security. We did NOT get a Cost of Living Adjustment either. We do PAY into a health insurance plan - Just like YOU do.

I suggest that you learn about what you are griping about BEFORE you write.

For my 36 years of government civilian work - and service in the US Army - I deserve and demand your total respect as well as for ALL other Federal retirees.