Quote:
Originally Posted by rjm1cc
Any one thinking of doing this better check to see if you can use COBRA to bridge the gap. I think if you use COBRA you could end up with a higher Medicare premium. You could be ok because you are bridging to 65. The problem might only be if you delay medicare past 65 by using COBRA.
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You are quite right. I checked with Medicare awhile ago.
As long as you request medicare to start before you reach age 65 you are in the clear.
In other words start Medicare the month you turn 65 ( or maybe the 1st day of the month after your 65th birthday) everything is fine even on cobra or a group plan such as from work.
Delay after 65 and you can pay more ie 10% more a year and you can start only Jan - Mar in any particular year ( I think)