Our lovely home in The Village of Silver Lake came to us through inheritance. My husband's parents lived in The Villages for 25 wonderful years. Before his mother passed away 3 years ago, she asked us to seriously consider not selling their home, but instead to evaluate moving there upon our retirement. Well, that took about 30 seconds to decide!!!
Granted, we do not have a mortgage or a bond. And, fortunately, we are debt free. We've managed to save a nice little nest egg (not half a million, but a nice bit) that will be used only to supplement Social Security when needed. We are not big travelers, nor do we eat out much (we are better chefs than most of the CC's have!). We will retire with an income that is about 2/3 of our income now and our expenses (cars, insurance, gas for two cars, clothing for 2 professionals, lower taxes, cheaper amenities, etc.) will be less than half of what our expenses are in Austin, TX. We've lived frugally for all of our 22 years of marriage. I've run the numbers for us over and over again and we CAN EASILY live in TV. We only have 455 days until retirement!!
