[Avista]

Originally Posted by Carla B

We have Original Medicare plus a supplement with AARP/United Healthcare. No issues at all. Both pay promptly. Plus, Original Medicare allows one to use any provider in the U.S. that accepts Medicare. No searching for doctors in the network.

It was tricky to change to AARP/United, from a union IBEW plan, as we both had to answer certain health questions in order to enroll. However, if you enroll shortly after turning 65 you don't have to answer those questions.

Supplemental insurance is expensive, but worry-free. Now, if we can just keep the drug costs under Medicare Part "D" down....

Everything you say is true about supplemental. We had it for a number of years. We each paid over $200 a month for this or $400 plus per month. About $150 for supplement plus $50 for RX drugs.

Now we pay nothing. We set aside that $400 in case we would have unexpected copays with our advantage plan. Our primary care is 0 copay and specialists $10.