Quote:
Originally Posted by KeepingItReal
Cart insurance policies are not all created equal. Just like auto coverage the bare bone minimum coverage policies are a lot cheaper than those with medical coverage and higher levels of liability coverage. Our rate increased this year but we added medical coverage to the policy which previously we did not think we needed.
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Also, if you have an umbrella/personal liability policy and you want anything related to the cart to be covered under that, your insurance company will specify certain (read: higher) levels of required coverage on your cart policy. It makes your cart premium higher but well worth the difference in my opinion, if for nothing other than peace of mind.
Bill
