I was a realtor in CA for 25 years and even though you house might be out of warranty, it still might be covered for construction defects. In CA the warranty covers things like appliances, furnace, a/c, etc; but, in addition to the 1 yr warranty, the actual building construction is covered for any builder defects for 10 years. I don't know if that is true in FL, but I'd check into it. Not many people are aware in CA that their house is covered for 10 years.
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