Talk of The Villages Florida - View Single Post - Personal Injury Lawyer Needed
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Old 07-09-2013, 09:34 AM
784caroline 784caroline is offline
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Quote:
Originally Posted by spk7951 View Post
So what happens in a golf cart vs automobile accident when the automobile driver has no insurance and is at fault?
If you have medical and uninsured/underinsursed Mororist (UM) Coverage on your Golf Cart you would be covered. The key in your example would be Uninsured Coverage....and as that legal paper cites (and referenced in my previous post),

"If 30 to 40% of automobiles have no bodily injury liability coverage, close your eyes and imagine what percentage of golf carts are not insured. Because of the significant number of golf carts and automobiles that have little or no insurance, it is again recommended that you purchase uninsured/underinsured motorist coverage. Practice the golden rule of insurance -- insure for yourself as you would have others insure for you"