I've had 3 done, all for 100 or fewer dollars. Must admit I used a "guy driving down the street". I had the tree cut at ground level then the stump remnant chain saw V-cut several inches deeper leaving a bowl shaped depression which is perfect for holding a large planter. Over a couple years the remnant is lessening as nature reclaims it as it would if the tree died naturally. Optionally one can drill holes and use products sold to accelerate decay of the stump remnant below the ground level. Nature does know how to recycle dead material. No issues with molds or any other problems.
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