I think it depends on your health issues. I have this plan and so far it has worked for me. I think the biggest thing to consider is if you have to be hospitalized you pay $295 per day for the first 5 or 6 days (I can't remember the exact number of days). So if you are willing to gamble go for his plan. My husband has more serious health issues and we pay about $230 a month for supplement and Rx. I like paying $0.
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