I agree it depends on your personal helath. Medical Advantaga Plans are geared towards relatively healthy people. Therefore, they can be cheaper.
unless one needs to be hospitalized.
I have Florida Blue plan that pays all my subscriptions,
If one has a chronic condition, ione mighthave better peace of mind with Medicare with a Supplemental Plan. IMHO
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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