I'd suggest visiting one of the SHINE counseling sessions (see Rec News) for sound, unbiased advice. They can help sort out things like cost versus coverage issues for your specific needs. There is no "one size fits all" answer to what the best plan is.
Keep in mind that this is something that shopping based on cost alone is probably a really bad idea. While you may want to minimize your cost, the monthly premium alone is not a good indicator - you have to look at what deductibles, co-pays, etc will come with a specific plan.
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