[njbchbum]

I thought when we purchased our house in Lady Lake in 2009 we paid just a hair over 2% of the purchase price - but rates may have changed since then. If you are considering property in Lake County, perhaps you can find out by call ing the property appraiser's office:

Main Office: 320 W. Main Street Tavares, FL 32778-3814
Monday - Friday 8:30 a.m. - 5 p.m.
(352) 253-2150

Lady Lake: 902 Avenida Central The Villages, FL 32159
Wednesday 8:30 a.m. - 12 p.m. 1 p.m. - 4:30 p.m.
(352) 750-4545

I scanned their website and could not find the answer to your question: Welcome to The Property Appraiser's Office for Lake County, Florida

If looking in Sumter County, their local office info is:
8033 East C-466 Oxford, Florida 34484
phone 352-569-6800
9:30 am - 4:00 pm (Mon-Fri) closed 12:00pm - 1:00pm for lunch

And about the insurance - why even take the chance of not being honest and not being covered? That sales agent should be ashamed and admonished!