Talk of The Villages Florida - View Single Post - Liability is on you
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Old 11-09-2014, 09:25 AM
Dr Winston O Boogie jr's Avatar
Dr Winston O Boogie jr Dr Winston O Boogie jr is offline
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I'd also like to know if this information is being posted by an expert or someone that has had an experience with this. We all have homeowners insurance which includes liability insurance. What else would we need? What exactly is an umbrella policy? And are we really responsible for anyone working on our property?

I had an electrician who works for a big corporation come in a few days ago to repair my outside light an outlet. Is the OP saying that if this guy electrocuted himself while performing this task that I would be responsible for paying his workman's comp? I find that very hard to believe.
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