So, back to what is fair. The upper-income people pay out more taxes, which the fed government spends on things like National Defense (an Army, Navy etc). Now suppose that Russia conquers the US and takes everything from everybody in the US as spoils of war. Now ask oneself, "Who lost the most" the rich person or the poor person? I would say that the rich person lost the most (has the most to lose) - therefore it IS FAIR AND RIGHT that the rich person pays MORE (more taxes) for the US Army, Navy and etc than the poor person.

Insurance
 

Let me tell you a little story about car insurance. An out of state owner of a highly lifted 4 wheel drive pickup decided to drive out on the flats near the Courtney Campbell Causeway at low tide. He got stuck and before a tow truck could get there the tide came in totaling his truck. It was towed to the dealership I worked at. When the insurance adjuster arrived and the owner started to spin his take about why he had driven out onto the mud flats at low tide, the adjuster stopped him and stated "there is no clause in your policy for stupidity not to worry he was covered" so I find it highly unlikely that an insurance company is going to spend time and money to determine if your golf cart was going 22 mph and not 19 when the accident occurred.

If only taxes worked that way... News flash! You don't get to decide on what the gubmint spends your tax money...

And yet, there are people in this thread who think the police are going to do a forensic analysis of an accident and check the "seal" on the 10mm bolt to see if it's been adjusted...

It reminds me of the old TV show CHiPs, where they would "recreate" an accident to see who was at fault... Total fantasy...

The Police can impound the golf cart and FIND the altered speed components.

Thank you for proving my point... Show me where that has EVER happened...

Is that Fuzzy's Vodka cart still cruising around on the South end of town or was it sold of after the winners rolled it the day they received it? Don't think they messed with the governor.

EXACTLY! I asked a whole DRIVEWAY of friends last night, who happen to be retired cops and they said it it's done in cases involving death.

Ft.Doc isn't the only advanced educated person on this site, if only he would realize that fact.

When I rented had star electric cart. Ran required 20 MPH on the dot. One evening there was high low switch on dash. I thought it was high beams switch. I flipped it to high and cart took off like I hit another gear. I never got it to top out, but by wind blowing by it was 30 plus.

The point is modified golf cart shall not exceed 20 MPH. No requirement for speedometer on golf cart, when they are governed at 19.99999999 (yes I listed the posted maximum speed they so many believe it you 1/10 over that speed you are subject to prison time).

Now my thoughts on carts going over 20 mph. Usually have speedometer so they can occasionally look how fast they are going in case LEO spotted. Some crank up little bit to climb hills at or around 20 miles per hour. Some crank them all the way up so they can speed to next tee time or where ever. My last opinion on golf cart speed. Some crank them up cause they can’t poke along at 19. 99999 mph. Now the bottom line. Don’t matter it it’s 21 or 35 it’s against Florida regulations when referring to non registered gold cart which if caught subject to fines

Now shall we get into the LSVs that has maximum speed limit of 25. IMO nobody gets LSV licenses to go extra 5 MPH. More like 30 plus some even approach 40MPH. How do I know this? I paced them in my car going down streets like BV and MB. At the end of this it boils down to individual choice. We as observers or passers by are NOT LEOs, don’t have radar guns, and have no authority to pass judgment.

Speed
 

How come no one is talking about the electric bikes capable of 35 mph or the scooters like the one that went past me at 35 mph. He was on a mmp I was in my car running parallel,

Perhaps because this is a thread about the insurance implications of a modified golf cart.

There was an e-bike thread not too long ago or you could always start another.

Speed
 

You are right but the majority of posts have been about law enforcement and not insurance.
I am willing to bet almost all golf carts at least have insurance so it they hit you their insurance will pay. But I am just as certain not a single e-bike or scooter racing along at 25 or 30 mph has any kind of insurance, so pedestrians beware.

I've never heard of liability insurance for a bicycle (though I haven't looked either).

Well, I asked my friends (both retired cops) and they told me it rarely, if ever happens... Just because a cart is capable of going XX MPH doesn't mean it WAS going XX MPH...

So there!

P.S. Personal attack noted...

If an E-bike or a small scooter collides with a Golf Cart, the Golf Cart drives away with maybe a little dent - the E-bike rider or the scooter DON'T RIDE away - they are hurt or DEAD. That's why for MAXIMUM SAFETY you need the larger 4-wheel vehicles with HIGH CENTERS of GRAVITY to have a lower speed limit (15 to 20) so they yield to the faster 2-wheeled vehicles. That would be a better PLANNED system than allowing the larger (MONSTERS of the MMP) to jack up their speed to any speed they want. Your heaviest and largest vehicle (the golf cart) would have MANY UNPREDICTABLE speeds. So, everyone becomes afraid to pass. Everyone is confused, it is chaos.
..........A woman in one of the early posts here said that she and her husband will NO LONGER walk or bike on the MMP due to unpredictably fast hopped-up golf carts.
..........That is no WAY to TREAT people in America's Friendliest City!