Talk of The Villages Florida

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-   All About Golf Carts and Things (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/)
-   -   speed vs insurance (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/speed-vs-insurance-344251/)

Topspinmo 09-21-2023 01:52 PM

Quote:

Originally Posted by jimjamuser (Post 2259186)
If an E-bike or a small scooter collides with a Golf Cart, the Golf Cart drives away with maybe a little dent - the E-bike rider or the scooter DON'T RIDE away - they are hurt or DEAD. That's why for MAXIMUM SAFETY you need the larger 4-wheel vehicles with HIGH CENTERS of GRAVITY to have a lower speed limit (15 to 20) so they yield to the faster 2-wheeled vehicles. That would be a better PLANNED system than allowing the larger (MONSTERS of the MMP) to jack up their speed to any speed they want. Your heaviest and largest vehicle (the golf cart) would have MANY UNPREDICTABLE speeds. So, everyone becomes afraid to pass. Everyone is confused, it is chaos.
..........A woman in one of the early posts here said that she and her husband will NO LONGER walk or bike on the MMP due to unpredictably fast hopped-up golf carts.
..........That is no WAY to TREAT people in America's Friendliest City!

Life full of choices especially in America.

Don’t e bikes , bicycles, scooter have to abide by the same 20 mph speed limit on MMP?

Topspinmo 09-21-2023 01:57 PM

Quote:

Originally Posted by Bill14564 (Post 2259134)
I've never heard of liability insurance for a bicycle (though I haven't looked either).

Well there should be:boom: that get some blood boiling.

Bill14564 09-21-2023 02:14 PM

Quote:

Originally Posted by Topspinmo (Post 2259190)
Life full of choices especially in America.

Don’t e bikes , bicycles, scooter have to abide by the same 20 mph speed limit on MMP?

There is no speed limit on the MMP:
1. It is not a public road
2. There is no posted limit
3. There is no one to enforce a limit even if there was one

I have once been behind a bicycle that kept up a speed approaching 20mph. Bicycles (including e-bikes) barreling down the MMPs at 35mph just don't seem to be a common occurrence.

JMintzer 09-21-2023 05:26 PM

Quote:

Originally Posted by jimjamuser (Post 2259186)
If an E-bike or a small scooter collides with a Golf Cart, the Golf Cart drives away with maybe a little dent - the E-bike rider or the scooter DON'T RIDE away - they are hurt or DEAD. That's why for MAXIMUM SAFETY you need the larger 4-wheel vehicles with HIGH CENTERS of GRAVITY to have a lower speed limit (15 to 20) so they yield to the faster 2-wheeled vehicles. That would be a better PLANNED system than allowing the larger (MONSTERS of the MMP) to jack up their speed to any speed they want. Your heaviest and largest vehicle (the golf cart) would have MANY UNPREDICTABLE speeds. So, everyone becomes afraid to pass. Everyone is confused, it is chaos.
..........A woman in one of the early posts here said that she and her husband will NO LONGER walk or bike on the MMP due to unpredictably fast hopped-up golf carts.
..........That is no WAY to TREAT people in America's Friendliest City!

And yet, I pass people walking/biking on the MMPs daily, who aren't afraid...

Go figure...

banjobob 09-21-2023 06:53 PM

Exactly what is a hopped cart most will run 23 right out of the showroom.

Bill14564 09-21-2023 07:49 PM

Quote:

Originally Posted by banjobob (Post 2259282)
Exactly what is a hopped cart most will run 23 right out of the showroom.

Just how many have carts right out of the showroom have you driven to be able to make that claim?

I must have lost that lottery - neither of mine reach 23mph without the aid of a hill.

Larchap49 09-22-2023 07:54 AM

Insurance
 
Quote:

Originally Posted by Bill14564 (Post 2259134)
I've never heard of liability insurance for a bicycle (though I haven't looked either).

That's my point, all the concern about liability for golf carts going over 20 mph, if you register a cart as a LSV and insure it as such does that make it safer at the higher speeds or just make the ins co. more $. Also to my point if you are hit by a e-bike going 20 plus you better have good health insurance.

Keefelane66 09-22-2023 07:54 AM

What about this

https://m.youtube.com/watch?v=1zHe5-rbzR0

jimjamuser 09-22-2023 01:39 PM

Quote:

Originally Posted by Keefelane66 (Post 2259393)

That is sort of, an insanity quest (actually that just struck me as something cool, I need a T-shirt that says "insanity quest") They get themselves a world record in something that very few humans WANT to compete in. That would NOT "float my boat".

jimjamuser 09-22-2023 01:52 PM

Quote:

Originally Posted by Larchap49 (Post 2259392)
That's my point, all the concern about liability for golf carts going over 20 mph, if you register a cart as a LSV and insure it as such does that make it safer at the higher speeds or just make the ins co. more $. Also to my point if you are hit by a e-bike going 20 plus you better have good health insurance.

If an E-bike or a SMALL scooter hits a 4-wheel golf cart - the cart gets maybe (?) a small dent. The E-bike or scooter rider could get KILLED. Since the golf carts are the BIGGEST vehicle on the MMP, they are the ones that need speed regulated to under 20 MPH.
.......What is going on right NOW is the worst possible situation where the golf carts are NOT ALL going at the SAME average speed. So, its chaos to both the bicycle rider and the pedestrian. A bicycle is light and can DODGE out of the way of an accident - whereas a golf cart can NOT BECAUSE IT IS TOO heavy AND HAS TOO HIGH OF A CENTER OF GRAVITY. That's why all golf carts should drive under 20 MPH. Another reason is that Golf Carts are heavy and have a high center of gravity (gas ones do) so they do NOT stop well and their brakes are made for golf course braking, not on streets.

Keefelane66 09-22-2023 03:11 PM

Quote:

Originally Posted by jimjamuser (Post 2259517)
That is sort of, an insanity quest (actually that just struck me as something cool, I need a T-shirt that says "insanity quest") They get themselves a world record in something that very few humans WANT to compete in. That would NOT "float my boat".

And some people only want to squeeze another 5mph out of a golf cart, might as go all the way.

JMintzer 09-22-2023 04:03 PM

Quote:

Originally Posted by jimjamuser (Post 2259522)
If an E-bike or a SMALL scooter hits a 4-wheel golf cart - the cart gets maybe (?) a small dent. The E-bike or scooter rider could get KILLED. Since the golf carts are the BIGGEST vehicle on the MMP, they are the ones that need speed regulated to under 20 MPH.
.......What is going on right NOW is the worst possible situation where the golf carts are NOT ALL going at the SAME average speed. So, its chaos to both the bicycle rider and the pedestrian. A bicycle is light and can DODGE out of the way of an accident - whereas a golf cart can NOT BECAUSE IT IS TOO heavy AND HAS TOO HIGH OF A CENTER OF GRAVITY. That's why all golf carts should drive under 20 MPH.

Nonsense...

jimjamuser 09-22-2023 06:54 PM

Quote:

Originally Posted by Larchap49 (Post 2259392)
That's my point, all the concern about liability for golf carts going over 20 mph, if you register a cart as a LSV and insure it as such does that make it safer at the higher speeds or just make the ins co. more $. Also to my point if you are hit by a e-bike going 20 plus you better have good health insurance.

Please see post 105.

Larchap49 09-23-2023 09:42 PM

Dodging bicycle
 
Quote:

Originally Posted by jimjamuser (Post 2259522)
If an E-bike or a SMALL scooter hits a 4-wheel golf cart - the cart gets maybe (?) a small dent. The E-bike or scooter rider could get KILLED. Since the golf carts are the BIGGEST vehicle on the MMP, they are the ones that need speed regulated to under 20 MPH.
.......What is going on right NOW is the worst possible situation where the golf carts are NOT ALL going at the SAME average speed. So, its chaos to both the bicycle rider and the pedestrian. A bicycle is light and can DODGE out of the way of an accident - whereas a golf cart can NOT BECAUSE IT IS TOO heavy AND HAS TOO HIGH OF A CENTER OF GRAVITY. That's why all golf carts should drive under 20 MPH. Another reason is that Golf Carts are heavy and have a high center of gravity (gas ones do) so they do NOT stop well and their brakes are made for golf course braking, not on streets.

LMAO how many elderly e-bike riders going 20+ mph do you really think have the dexterity and ability to maneuver and dodge anything to avoid an accident? Certainly not my neighbor who has been laid up for a week after crashing an e-bike just riding it normally.


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