What is your Favorite Way to Pay Bills.......

[Michael G.]

.......personnel check, debit card, credit card, or cash?

Reason for asking, I can't believe the people still writing checks for everything and jumping in their cars to pay their utility bills at bill paying centers.

[Ecuadog]

I use credit cards for everything I can, without getting charged fees.

[retiredguy123]

I pay for everything with a credit card, except at restaurants, where I pay in cash. I pay online bills with Echeck, if they won't accept a credit card.

[Garywt]

Pay most everything online with bill pay or echeck. Never use to but half the bills are on autopay.

[davem4616]

I rarely carry any cash or use an ATM

I write a check out for church weekly...our lawn guy doesn't take a credit card, so he gets a check once a month and I write out a check to pay our real estate taxes, beyond that everything hits a credit card that gives me 2% back. At the grocery I use a different credit card that gives me 6%. I do allow the water bill to be taken out of the checking account, (but no one else) only because they wouldn't take a credit card at the time

then I pay everything with bill payer

all part of trying make things simpler

[Two Bills]

Paying bills is vastly overrated.
We change our names and move when the heat from creditors gets too hot.
Works for us!:icon_wink:

[rhood]

Gas and groceries and everywhere they take Apple Pay. Walmart Pay at their stores. Electronic everywhere I can. Autopay everything else. Don't carry a wallet, just a twenty tucked in my phone.

[charlieo1126@gmail.com]

All my bills come out auto from credit union, including credit cards , the main credit card that I use gives you the option to take it all or alert them to take the least amount which I’ve never done, the backup card contains , cell phone , WiFi , direct tv, Humane Society,Deans pest and lawn , by using backup card you’ll have little chance of losing it and have to stat over , I pay the lawn guy in cash , he would have a heart attack if I gave him a check. It’s a very uncomplicated way of paying bills and I’ve been doing it in many different homes without any problems in fact the credit union is in Boston and I probably haven’t been inside it in over 10 years

[Ecuadog]

Paying bills is vastly overrated.
We change our names and move when the heat from creditors gets too hot.
Works for us!:icon_wink:

I think I was assigned one of your old phone numbers.

[charlieo1126@gmail.com]

[QUOTE=rhood;2027126]Gas and groceries and everywhere they take Apple Pay. Walmart Pay at their stores. Electronic everywhere I can. Autopay everything else. Don't carry a wallet, just a twenty tucked in my phone.[/QUOTE ha ha even though I use credit card for everything except tips which are a lot because I either eat out or get take out , I always have at least $500 on me , we call it walking around money , back in the day , you never knew when a good deal on something that fell off a truck or got separated from a ship would show up at your local bar or social club and you needed cash to buy the first round when you walked into a bar even if you couldn’t afford it , and I mean how could you bet that horse tip if you didn’t have cash . When my 98 year old dad drove himself to hospital knowing he probably wasn’t getting out he had $2,000 in his pocket they asked him why and he told them it’s walking around money ,you never know when your going to need it . My father was always optimistic lol

[Michael G.]

Paying bills is vastly overrated.
We change our names and move when the heat from creditors gets too hot.
Works for us!:icon_wink:

Funny stuff........:clap2:

[Michael G.]

I always have at least $500 on me , we call it walking around money , back in the day

Have you seen those strange people walking around those squares?
They will do tricks for you with with that kind of money...:duck:

[RICH1]

Favorite.. hmm preferred possibly

[charlieo1126@gmail.com]

Have you seen those strange people walking around those squares?
They will do tricks for you with with that kind of money...:duck:I absolutely don’t know what your talking about

[DAVES]

I use credit cards for everything I can, without getting charged fees.

That is the new way. It is actually a recent change. It is no longer legal to offer a cash price. Of course everyone is honest and pays tax on every penny-ok to laugh now. I asked a friend, who used to have a retail store about this, very few people pay cash. You must take credit cards and the retailer pays a charge to the credit card company for every transaction plus a percentage of the bill. That of course comes out of profit.

This lessens what used to be called the underground economy as well as what I used to call suitcase money-people with quantities of un-taxed money.

Today, it has exploded. Stores offer their own credit cards often administrated by the same companies that offer the,"normal credit cards." If, you use the store card it is less say 5% if you use the normal card it is 1 or 2 %. For people who carry a balance on a card, the interest rates are huge-considered usury in most other banking.

[DAVES]

Have you seen those strange people walking around those squares?
They will do tricks for you with with that kind of money...:duck:

Truth, I used to work in New York City. When, approached by a hooker I would say I am looking for a job and have no money. Best comeback was she takes credit cards.

[DAVES]

I pay for everything with a credit card, except at restaurants, where I pay in cash. I pay online bills with Echeck, if they won't accept a credit card.

I would beware of any place that does not accept credit cards. When you pay with a credit card you have, if I recall 24 hours to cancel the sale also if there is a problem the credit card company will help you to get it resolved.

[Stu from NYC]

I am thinking of paying bills using other peoples money.

[JMintzer]

I am thinking of paying bills using other peoples money.

I see a future for you in Congress...

[Michael G.]

I am thinking of paying bills using other peoples money.

Let us know how that goes for you.

[Stu from NYC]

Let us know have that goes for you.

Hmmm now looking at 10 years in levenworth

[DaleDivine]

I think I was assigned one of your old phone numbers.

:1rotfl::1rotfl::1rotfl:

I pay 99% of mine online. Even my lawn guy has an account set up to pay online monthly.
:welcome::clap2:

[jbartle1]

Yesterday

[Vikingjunior]

I wish everyone accepted ApplePay. This way the merchant doesn't get the actual card number. The number is just randomly generated. Also it creates a digital history reference so you can see exact amounts for stuff you purchased. I wish it actually created a digital receipt like WalmartPay does.

[Michael G.]

You people that are still wean on writing checks.
Just remember you are responsible until the receiver cashes that check.
If you use credit card, (like some one before mention), your using someone else money.

And don't pay bills through your bank bill pay, go on the website and pay them yourself.
If the bank screws up, it's your fault, not the banks.

Oh, did I mention my son is vice-president of BofA

[OrangeBlossomBaby]

It depends. For some bills we get on the bank account online and submit the payment via transfer. For some, we write our a check and mail it via the USPS. For others, we use credit card, and for others, we pay cash.

[frose]

i'm tired of paying bills and taxes.. no more.. i'm going to mexico, than coming back for my half a mil.LOL

[frose]

no, a slap on the wrist and away you go.

[retiredguy123]

I would beware of any place that does not accept credit cards. When you pay with a credit card you have, if I recall 24 hours to cancel the sale also if there is a problem the credit card company will help you to get it resolved.
I am not aware of a 24 hour rule to cancel a credit card charge. But, if you use a credit card, you have 60 days from the statement date to dispute a charge if the merchant has failed to perform. That is a Federal law, and the bank must remove the disputed charge and investigate the issue and render a fair decision about whether the charge should be added back to your account.

[Rainger99]

I rarely carry any cash or use an ATM

I write a check out for church weekly...our lawn guy doesn't take a credit card, so he gets a check once a month and I write out a check to pay our real estate taxes, beyond that everything hits a credit card that gives me 2% back. At the grocery I use a different credit card that gives me 6%. I do allow the water bill to be taken out of the checking account, (but no one else) only because they wouldn't take a credit card at the time

then I pay everything with bill payer

all part of trying make things simpler

What card pays 6%? I only get 2%.

[midiwiz]

.......personnel check, debit card, credit card, or cash?

Reason for asking, I can't believe the people still writing checks for everything and jumping in their cars to pay their utility bills at bill paying centers.

my experience is Florida in general is the same - you have some local vendors that only take check. ok fine. I keep 1 "small order" that lasts at least 8 years. So that's about 18 checks a year at best.

The rest is electronic bill, pay online and I consider that mandatory for anyone including utilities. From that point depending on vendor I either use echeck or card, and a note - NEVER save that information to your online account.

[charlieo1126@gmail.com]

What card pays 6%? I only get 2%. I was thinking same thing I have a 1%all the time then2% then 3% different things like restaurants (your choice) I usually get back about $1,500 a year which I take in $500 chunks and spend foolishly , wait a second , I spend most of my money foolishly

[Ecuadog]

... At the grocery I use a different credit card that gives me 6%. ...

What card pays 6%? I only get 2%.

I was thinking same thing I have a 1%all the time then2% then 3% different things like restaurants (your choice) ...

I would also like to know what credit card davem4616 uses to get a 6% reward at grocery stores.

The best I can do with a no-fee, cashback, credit card is 5% at grocery stores, on up to a $500 spend per month. I use my Citi Custom Cash card (https://www.citi.com/credit-cards/citi-custom-cash-credit-card) only for grocery store purchases. It's a good candidate for restaurant use also. Read and understand the rules.

[MrFlorida]

Credit card, pay bill in full to avoid interest charges.

[Ecuadog]

Credit card, pay bill in full to avoid interest charges.

Bingo.