auto insurance recommendations

[CFrance]

I have done a search on the forum for auto/car insurance and have come up with a gazillion pages ranging far and wide and having nothing to do with car insurance. So... I tried; please help if you can!

We need to register our MI cars in FL. Does anyone have a recommendation for an insurance company?

On a side note: do we need the car titles to effect the FL registration, or will the registration papers from MI do? One car is paid for; one is not.

Thanks for any help.

[mulligan]

Yes, you need the title, but the dmv will arrange to get it for you. I would suggest Villages Insurance, or AAA if you are a member.

[BobnBev]

Just be aware-----You need FL insurance, to register a car in FL.

[ugotme]

We went with AAA for both auto and home.

Keriann Varney - 352-753-2500.

[Mimivillager]

We have had several claims (unfortunately) in the past 3 years and have been very happy with Travelers through The Villages Insurance Office.

[CFrance]

Just be aware-----You need FL insurance, to register a car in FL.

Thanks, we just found that out when we went to get our drivers licenses. Trying to get this done before our next MI insurance payment comes due, so we don't have to pay and then wait (and wait and wait) for a refund.

[CFrance]

We have had several claims (unfortunately) in the past 3 years and have been very happy with Travelers through The Villages Insurance Office.

MIMIv, where is The Villagers Insurance Office located?

[TexaninVA]

We went with AAA for both auto and home.

Keriann Varney - 352-753-2500.


I totally agree .... AAA and call Kerriann. She is excellent at what she does, conscientious and always follows up too.

[Mimivillager]

MIMIv, where is The Villagers Insurance Office located?

It is at Lake Sumter Landing

[gomoho]

We used Thomas Insurance Agency out of Leesburg 352 326-8021. They are an independent agency and will shop for the best deal for you. I also like the fact they are a small town business that works hard to keep their clients. They have to work to keep your business, not just handed to then cause they have "The Villages" title.

We recently had an issue with our mortgage company not paying our premium and they stepped right up to resolve the issue eventhough it wasn't their problem. They also recently called because they found a company that would give us a lower premium, but the difference wasn't enough to justify a change in our mind. My point is they really are working for you not just collecting their commission.

[CFrance]

We used Thomas Insurance Agency out of Leesburg 352 326-8021. They are an independent agency and will shop for the best deal for you. I also like the fact they are a small town business that works hard to keep their clients. They have to work to keep your business, not just handed to then cause they have "The Villages" title.

We recently had an issue with our mortgage company not paying our premium and they stepped right up to resolve the issue eventhough it wasn't their problem. They also recently called because they found a company that would give us a lower premium, but the difference wasn't enough to justify a change in our mind. My point is they really are working for you not just collecting their commission.

Thanks, gomoho. Was that for your cars or your home? Or do they do both? We are coming from a very customer-oriented broker inn MI, and I'm a bit nervous.

[CFrance]

Okay, I am going to hijack my own thread. Our MI insurance company only charged $100 deductible for something that wasn't our fault--golf ball denting the car (Executive Auto guy was amazed at that small deductible), scratches from other cars in parking lots, stones from trucks on highway, etc. We travel a lot, and one of our cars seems to be a magnet for being victimized (four times in two years), and I am looking for that kind of coverage that protects us against damage that's not our fault. Does anyone have knowledge of a car insurance company like that in FL?

[GatorFan]

Allstate has accident forgiveness policy. Premiums are very competitive

[gomoho]

Thanks, gomoho. Was that for your cars or your home? Or do they do both? We are coming from a very customer-oriented broker inn MI, and I'm a bit nervous.

Home, car and golfcart. We have shopped and could maybe get a few bucks cheaper, but having someone we can actually get on the phone to assist if there is a problem to us is "priceless". Might be worth giving them a call if you are looking for customer-oriented.

[jimbo2012]

we did our house with The Villagers Insurance, they couldn't come close to our NY rates.

So we R waiting for those NY polices to expire.

[Mimivillager]

2 years ago we hit a deer in Wyoming.
No problem getting a rental car and damages repaired. Til we got back from Seattle to Sheridan Wyoming, the ins co (Travelers thru the Villages) in 2 weeks, the car was fixed and the garage was paid.
I had a sideswipe(my fault) no problems with the ins last year
on June 14 this year we were hit by another car(not our fault) and Travelers has been wonderful taking care of everything for us and dealing with the other ins co for us. I can't say enough about how I was treated by Tara at Travelers who takes care of medical claims. She was caring and efficient.
By the way, we got rid of that green car now (bad luck)

[CFrance]

we did our house with The Villagers Insurance, they couldn't come close to our NY rates.

So we R waiting for those NY polices to expire.

Jimbo-- The Villagers Insurance was lower than NY rates or higher?

[jblum315]

MIMIv, where is The Villagers Insurance Office located?

There is one in Colony near Publix

[Futurevillager2013]

I am an insurance agent here on Long Island now going to move but can offer some advice. Comprehensive fire & theft protects against something falling on the vehicle such as a tree, the vehicle getting stolen or in anyway vandalised also covers glass breakage. You will choose a deductible which is your out of pocket expense. The collision protects against damage to the vehicle when it is contact with something else( another car, or fence, or property). Both of these are first party coverages which means protecting your asset your automobile. Both have deductibles which can vary from $200-$2500 per claim. Hope this clarify's some of your questions.

Anne & Phil
Can't wait to meet everyone. Moving in October 2013