Talk of The Villages Florida

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-   -   Huge increase - Foremost golf cart insurance (https://www.talkofthevillages.com/forums/contractors-services-91/huge-increase-foremost-golf-cart-insurance-307328/)

Dlbonivich 06-06-2020 09:02 AM

Be aware that some golf cart insurance attached to your homeowners policy only covers you to and from the golf course and not the way most Villagers use their cart.

J1ceasar 06-06-2020 09:15 AM

coverage and cost
 
It all depends on coverage - just comprehensive is $44

erhrph 06-06-2020 09:16 AM

Try shopping for your home & auto insurance & then adding golf cart insurance to the package. Insurance prices vary by car type obviously, but since I have a Tesla, Progressive insurance was the cheapest. DO NOT BUY YOUR INSURANCES SEPARATELY!

charlieo1126@gmail.com 06-06-2020 09:26 AM

Where
 
Quote:

Originally Posted by OrangeBlossomBaby (Post 1778016)
We switched to Allstate since our car insurance is with them and we get multiple-vehicle and multiple-coverage discounts (since golf carts aren't considered automobiles, it's a different type of insurance). We were paying somewhere around $180-something, now we're paying something like $140-something. Not a LOT of difference, but it's a few nights of going-out-to-dinner money we wouldn't have had otherwise.

are you going out with $40 for a few nights my stimulus tip at blue fin last night was $50 lol

newbie1758 06-06-2020 09:29 AM

We have Allstate . 2 carts (1 electric & 1 gas) $120 for both.
:)

charlieo1126@gmail.com 06-06-2020 09:30 AM

Hmmm $500 sinkholes deductible like to read the fine print in that one

transplanted 06-06-2020 09:37 AM

I don't know the costs/etc (husband handles all that and he's away, trapped in VA), but we have ours with USAA.

tlshoe 06-06-2020 09:48 AM

I have golf cart insured through State Farm and just got my next bill—it’s for $125.

nikonuser1 06-06-2020 09:48 AM

Golf cart ins.
 
When my GC ins. premium went way up a couple of years ago, I went back to the Villages Ins. agent. She looked at the policy as said the ins. co. must have changed my cart information. So she changed it back, asked me to give a new value of the cart, and my premium went down about $100. The ins. co. does not depreciate your cart every year so they inflate the premium. You know that if something happens they will depreciate then so they won't have to pay out on the claim.

Rhonda West 06-06-2020 10:01 AM

YES - my cart insurance with Foremost doubled!! I called The Villages Insurance and they brokered me insurance for just under $100 for the exact same insurance coverage!

chas39 06-06-2020 10:14 AM

I had them now have Progressive much cheaper

richard cammerron 06-06-2020 10:26 AM

Yeah. Call Allstate I'm paying less than $100.00 a year

Michael A. David 06-06-2020 10:28 AM

Check with All State, insurance on my wifes cart is 50.00 dollars a year. Andrew Beucher 352 357 1994

Holpat39 06-06-2020 10:30 AM

Within the last 3 months I paid $50.00 to Foremost. Down from 135.00. Dropped some of the coverage. If you are with The Villages Insurance Agency check with them about lowering your rate,.

bassfish 06-06-2020 10:40 AM

Golf cart Ins.
 
All the major coverages with Foremost - $99.00


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