Your sinkhole coverage?
 

Wow! That's a great deal on that sinkhole coverage. Can you tell me which AllState office/agent you use, please?

Golfcart physical damage & liability $5,000/$300,000/$1,000 on my homeowners policy with Olympus = $58

Are you sure it’s their golf carts and not their houses, most of our neighborhood has just gotten new roofs as the home are 20/25 years old,

Medical payments is a waste of money on GC (or even car). You have insurance either medicare or private.


Uninsured motorist is also a waste especially at the high rates that are charged for it. You should all DO a LOT of reading about UM in FL. This is a GOLF CART not a car. Once again, if you have medicare or private insurance you are covered. UM (either lower coverage) or not at all is probably 1/3rd or more of your rate.

Yes, ours went up, doubled to over $300, went to Allstate went down for 2 newer carts to 183ish

Looks like all insurances sold by Villages Insurance has gone up
I just switched my home insurance saved about $300

You're right about the medical payments coverage. A friend was injured in a golf cart collision and when she needed to go to rehab, the rehab facility declined to accept their golf cart medical payments as primary and her husband had to come with $$$ in cash before they would admit her. I cancelled that coverage on our policy so that Medicare would be primary.

Easy Peasy....Shop and change companies.........:coolsmiley:

Try Progressive Insurance. I paid $119. They list it with Motorcycle insurance

OP with a follow up. I contacted Villages insurance last Friday to ask them to research a cheaper alternative for golf cart insurance. I wonder why, when we already have homeowners and car insurance with Progressive thru Villages Insurance, they did not originally quote Progressive.

Regardless I contacted Progressive today and got a quote of $102 for 1 year golf cart insurance with same coverage. Plus I will have a slight decrease in car insurance for multi policies.

It will be interesting what Villages Insurance will offer when they follow up.

Allstate has been the best for us.

I just got a quote from a Farmer's agent in Orlando. Golf Cart insurance is out of line. Their motorcycle quote was good, though.

State Farm charged me arounD $110.00 We have 1 car with them also

Golf Cart Insurance
 

Tom52. Good coverage. How much is your policy annually?

If you go to The Villages Ins in person, they may be able to get you a lower rate. The same thing happened to me a few years ago and they were able to get me an even lower rate than I was paying. And I was able to stay with foremost. I had called foremost directly and they said they could not help me, but The Villages Ins did. Give them a try.....