I would recommend Vystar Credit Union. I have been with them for over 45 years. They started in Jacksonville FL under the name of Jax Navy Federal Credit Union for Navy personnel. Many years ago they changed their name and opened up to the public to help people take advantage of their many great services.

We use Campus USA. Our credit union (Air Academy FCU) in Colorado is sister so we can make deposits & withdrawals into those accounts through Campus.

Looked into Vystar (much closer) but, they are NOT a sister credit union to Air Academy so we can't transfer money that way without charges... if at all.

Also, Campus USA seems to provide most of the pens used in The Villages! :)

Good luck with whatever you chose.

Credit unions
 

I would say any credit union here in Florida is better than most of the very big banks. I use one for internet services that is not local and it has never been a problem. I also have one of the biggest regional Banks for several accounts when I need something on a personal level face to face. Please be advised almost every bank today is on an appointment basis unless you're using a drive-thru window

Vystar is the one we use. Best CD rates, great customer service.

Campus is good.
 

Campus CU has two locations: Summerfield on 441 and GrandTraverse Plaza on 44. The Summerfield location has a change counting machine. Account holders can get their change counted free.

I have to add another one for Campus USA... Never a problem and always pleasant and speedy to deal with. I go to the location on 44.

They all have good and not so good employees. To me it's more important to have convenient hours and locations rather than some promo interest rate or gimmick.

If a bank is still "closed" due to their Covid policy that means they don't give a dang about you enough to let you access your money on your terms. If McDonald's and other businesses can figure out how to open safely and your own BANK can't, run from them while you can.

For me Mid Florida Credit Union was the best choice.

When I moved from NY in September I went bank hunting. One day I visited 4 and two weren't even open to talk business and STILL aren't. That was Suntrust and another one I can't remember. Citizens and Mid Florida were open and to me bumps them up as top notch just based on that 😉

Campus USA credit union

Based on your definition of "good" and the responses, use Google.
:1rotfl:

I’ve stayed with my old Credit Union
 

I looked for a local credit union when I moved here six years ago, but none could match the overdraft protection of the Credit Union of Denver. If I unknowingly depleted the funds in my checking, they would take money from my money market. If that ran dry, I had a $2,000 signature loan to step in. It’s only happened a few times in the four decades I’ve been doing business there, but it’s comforting to know that it’s there for me.

I frequent the Campus USA at Traverse near Brownwood. They are very nice and helpful. I go there to make deposits and get cash in small bills for tip money. They just laughed when I showed up with a check for $0.01!

I talked to them about getting an account there, but they just couldn’t match the protection of my old account. I haven’t needed a loan since moving here, so I just don’t see a reason to open an account here.

another location is straight south on75 near Costco about an hour drive. but I have used Pentagon Federal CU for new car loan and credit card

Mid Florida CU has been very good for me

I guess it all depends on what you are looking for. I work for a large regional bank and I'm thinking about opening an account at a local bank just for access to cash if I need it and not having to pay ATM fees. Why not Citizens First? I know, the big bad developer owns them. They have ATM's everywhere in the Villages and you can use the Presto ATM's at Publix supermarkets.

If I were looking for a CD, which I'm not, I'd use either a digital bank or open a Fidelity account with a debit card connected to it.

Because we still have credit union accounts up north, we needed a local credit union that is a part of the Credit Union Co-Op. The Co-Op is a network of independent credit unions that allow you to access your accounts at other credit unions.

Campus USA is the only local credit union that I found (several years ago) that is a member of the Co-op. We’ve been happy with them.

Also, all the ATMs outside the Publix stores are Co-Op so we can use them without fees.

We use Campus USA...very pleased with it