Talk of The Villages Florida

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-   -   Wow-TVH temper tantrums (https://www.talkofthevillages.com/forums/medical-health-discussion-94/wow-tvh-temper-tantrums-202430/)

Villager Joyce 07-23-2016 09:03 AM

Even if the nurse made a good point (not saying she did), I don't want someone speaking as an authority until he/she Reveals his/her sources of information and experience. its easy in this little word of nicknames to be anyone. In my previous life I was an astronaut who walked on the moon therefore I am an authority on everything.

RedChariot 07-23-2016 09:18 AM

Quote:

Originally Posted by Villageswimmer (Post 1258435)
Likewise, has "the nurse" ever come back to give sources for his/her multiple "facts?"

Just sayin'.

Still waiting.

ColdNoMore 07-23-2016 09:27 AM

Quote:

Originally Posted by Villager Joyce (Post 1258540)
Even if the nurse made a good point (not saying she did), I don't want someone speaking as an authority until he/she Reveals his/her sources of information and experience. its easy in this little word of nicknames to be anyone. In my previous life I was an astronaut who walked on the moon therefore I am an authority on everything.

You make an excellent point. :thumbup:


While this is certainly not meant to be a personal attack on the OP, I do believe someone who posted this...
Quote:

Originally Posted by inthemindofanurse (Post 1258094)
…should educate yourselves a bit before showing your rear.
…At the end of the day you are just being whiney brats.
…so you can continue to sit pretty on your pedestal getting your butt powdered!

...is open to questions about their credentials.



In doing a search of earlier posts, she freely stated....
Quote:

Originally Posted by inthemindofanurse (Post 1258094)
Well, I am born and raised in Lake County. I do not live in The Villages (hope to one day) I am in my 30s and a single mom to a 9 year old son I am not an RN I am technically not a nurse. I am a certified Medical Assistant. I would LOVE to go to LPN school but am unable to make it work right now. I have been working as a CMA for 2 years, before that I was a medical receptionist for 2 years. Unfortunately I do not have a great support system when it comes to being the best I can be because most people now want to cut corners and be lazy.

My point being that a 30 year old, who is unaffected by this change to TVH, is being pretty presumptuous (not to mention disrespectful) in name-calling to people who have obviously been successful enough in life to retire here.

I am also curious as to how this poster, who admits that she's not even a nurse, has become an insider as to the inner workings of the financials and decision making that typically wouldn't be shared with someone at her current level.

I am guessing that she's simply repeating what others who work with her have been telling her and also can't help but wonder if this 'rant,' was precipitated by being told that her job might be in jeopardy if enough people don't switch? Which is perfectly understandable, but whose comments should be taken with that agenda in mind.

So maybe the OP will come back and clear up/explain what I think are some very simple and common sense questions as to her actual knowledge and involvement. :shrug:

Villageswimmer 07-23-2016 09:39 AM

Quote:

Originally Posted by ColdNoMore2 (Post 1258559)
You make an excellent point. :thumbup:


While this is certainly not meant to be a personal attack on the OP, I do believe someone who posted this...

...is open to questions about their credentials.



In doing a search of earlier posts, she freely stated....


My point being that a 30 year old, who is unaffected by this change to TVH, is being pretty presumptuous (not to mention disrespectful) in name-calling to people who have obviously been successful enough in life to retire here.

I am also curious as to how this poster, who admits that she's not even a nurse, has become an insider as to the inner workings of the financials and decision making that typically wouldn't be shared with someone at her current level.

I am guessing that she's simply repeating what others who work with her have been telling her and also can't help but wonder if this 'rant,' was precipitated by being told that her job might be in jeopardy if enough people don't switch? Which is perfectly understandable, but whose comments should be taken with that agenda in mind.

So maybe the OP will come back and clear up/explain what I think are some very simple and common sense questions as to her actual knowledge and involvement. :shrug:


Doubtful. IMHO the post was not only full of unsubstantiated conjecture, it was crude and disrespectful. Excellent? Factual? Really?

golfing eagles 07-23-2016 10:02 AM

Quote:

Originally Posted by Villageswimmer (Post 1258564)
Doubtful. IMHO the post was not only full of unsubstantiated conjecture, it was crude and disrespectful. Excellent? Factual? Really?

Time to play devil's advocate and defend this, well, healthcare worker.

By the terminology and those parts of her post that fit the events, it is likely she is employed by TVH. We had a 7 physician practice with 48 employees, it was naïve to think that everyone, even the file clerks, did not have a pretty good idea of what was going on. That is the nature of a medical office. Even "rumors" weren't usually all that far off the mark. I think we were reading more than "conjecture"

I might have skipped the insulting wording, but is it any more crude or disrespectful than those that called TVH liars, or uncaring, or con artists???

If she is employed there, how could she possibly name sources? Not only would her job be at risk, but also anyone who told her anything.

In all likelihood, there is a lot of truth in her post, and I doubt the head of TVH would come out with the whole story.

justjim 07-23-2016 10:49 AM

Quote:

Originally Posted by Barefoot (Post 1258301)
As a Canadian with many older friends, I've never once heard of anyone waiting six months for an essential operation.
Or being refused treatment based on age. Never. :ohdear:

I have talked to several Canadian's that agree with you. With the current system in the U.S. trying to please everybody, nobody is pleased and it costs more.

Villageswimmer 07-23-2016 10:55 AM

Quote:

Originally Posted by golfing eagles (Post 1258593)
Time to play devil's advocate and defend this, well, healthcare worker.

By the terminology and those parts of her post that fit the events, it is likely she is employed by TVH. We had a 7 physician practice with 48 employees, it was naïve to think that everyone, even the file clerks, did not have a pretty good idea of what was going on. That is the nature of a medical office. Even "rumors" weren't usually all that far off the mark. I think we were reading more than "conjecture"

I might have skipped the insulting wording, but is it any more crude or disrespectful than those that called TVH liars, or uncaring, or con artists???

If she is employed there, how could she possibly name sources? Not only would her job be at risk, but also anyone who told her anything.

In all likelihood, there is a lot of truth in her post, and I doubt the head of TVH would come out with the whole story.


Respectfully, I'll stand by "unsubstantiated conjecture" as a polite description.

If she does work for TVH as implied, I will say I see where she gets the attitude. I really sympathize with her and all their staff since it is likely they hear complaining all day long because of this decision which they had nothing to do with. It must be very stressful indeed and not make for a pleasant working environment.

If she's following this thread perhaps it was a learning experience on several levels. I wish her the best.

golfing eagles 07-23-2016 11:03 AM

Quote:

Originally Posted by Villageswimmer (Post 1258641)
Respectfully, I'll stand by "unsubstantiated conjecture" as a polite description.

If she does work for TVH as implied, I will say I see where she gets the attitude. I really sympathize with her and all their staff since it is likely they hear complaining all day long because of this decision which they had nothing to do with. It must be very stressful indeed and not make for a pleasant working environment.

If she's following this thread perhaps it was a learning experience on several levels. I wish her the best.


Ok, for argument's sake let's call it unsubstantiated conjecture. But if it happens to be true, we can call her a good guesser, but how does it diminish the truth of the situation?

2BNTV 07-23-2016 11:17 AM

Quote:

Originally Posted by inthemindofanurse (Post 1258094)
It absolutely amazes me the way some people behave. *Begin rant -Those of you that are infuriated about the TVH insurance change should educate yourselves a bit before showing your rear. Hopefully you have kept your letters about how you were grandfathered in for the rest of the existence that TVH has their doors open! Come on folks, be realistic. At the time of that letter there was no plan to go to only UHC MA. You were not conned. You were not lied to. You were not deceived. You were told that for the time being you would be taken care of. Things change. As far as TVH being money hungry devils....well, just an FYI they lose millions, yes plural, of dollars a year by accepting the other insurance carriers. Why, do you ask? Because in order to provide 30 minute appointments, in order to ensure that if you are in the hospital one of the TVH doctors see you, in order to ensure that there are 30 + open appointments available for call ins, in order to ensure that all of your care is coordinated through your primary, in order to ensure that you are taken care of and pampered the way you are-INSURANCE HAS TO PAY FOR IT!! BCBS said heck no, Cigna said not a chance, Humana wasn't biting, Aetna said no thanks. United Health Care said yes. These other insurance plans WILL NOT pay for these things! Please explain how TVH can continue to provide a 30 min appointment and only get paid for 12 minutes of it?! Will you accept being told they no longer offer 30 min appts because your ins will only pay for 10? No, you won't. Will you accept waiting 2 hours for your 10 min appt because the office had to schedule 30 patients for that doctor just to make the money to keep the doors open? Doubt it. At the end of the day you are just being whiney brats. TVH has not changed. They are still the best patient centered medical office in the state of Florida. They want nothing more than to continue to be the best and treat YOU, yes YOU the best. But open your eyes and realize that this kind of care has to be paid for. Like I said, MILLIONS of dollars lost. MILLIONS of dollars in the red! No, it's not so your doctor can drive home in a Mercedes. No, it's not so the medical director can get a yacht. No, it's not so the CEO can go skiing in the Swiss Alps. The whole world can't go into poverty so you can continue to sit pretty on your pedestal getting your butt powdered! - *end rant


:bigbow: :bigbow: :bigbow:

Quote:

Originally Posted by villagetinker (Post 1258125)
There is a LOT of misinformation being spread (probably on both sides), but I spent almost an hour at a UHC healthcare office getting answers to my 23 or questions. Came out with a much better understanding of what I may or may NOT be giving up by dropping supplemental and going advantage. Next step is to go over this with SHINE, then wait until Oct 1 for the revised books.
BTW, there are THREE (3) insurance plans accepted by TVHS (not including the commercial/government plans), HMO1. HMO2, and PPO, in increasing monthly costs as listed. I have the three books and am just started comparing the plans to the supplemental we currently have.
There is coverage when you travel for emergency care, some coverage if you have a health problem (urgent care) while you are out of network. For those of you that are dual residence, there is the Passport system for 37 states (you need to check to see if you are covered).
While I do not like the way this was handled by TVHS, there are pluses and minuses on both sides. ALL of us need to actually ask the questions that are important to us as individuals, and determine which plan is best. Be very careful of generalizations, as what works very for one may be a disaster for another.
Hope this helps.

A very balanced point of view.

Quote:

Originally Posted by golfing eagles (Post 1258190)
Actually, I think her "rant" was an excellent factual counterbalance to the primarily emotional response that has been dominating the threads on this subject. As rants go, I'll give it a 9.8/10

Spot on. :BigApplause:

Buffalo Jim 07-23-2016 11:33 AM

Quote:

Originally Posted by ColdNoMore2 (Post 1258345)
Don't forget to include that a post may also be one from someone who either has a vested interest in trying to deceive those who are legitimately upset, or has even been given orders to protect the one causing all of this anguish.

Just trying to be fair. :ho:

A conspiracy theory really ? Two people alone in a room can`t keep a secret .

Do you also believe that our astronauts did not really land on the Moon ?

Do you believe that the CIA and the " Military Industrial Complex " conspired to take out JFK ?

What would be the " upside " for an employee of the VHS to come on here and try to mislead everyone . So they can protect a job that pays them $52K per year ?
And what would be gained by the VHS by doing so ? Explain what the financial benefit to the business would be .

Barefoot 07-23-2016 12:47 PM

...

maureenod 07-23-2016 12:55 PM

Just for the record, the OP is not a nurse. She is a medical assistant and receptionist.

dbussone 07-23-2016 12:56 PM

Quote:

Originally Posted by golfing eagles (Post 1258386)
Just to point out and discuss another common theme on these threads----that UHC advantage restricts my choices so I cannot go see "the best".



There are 135 pages of participating physicians and just about every hospital in the region their handbook. It should not be all that hard to find a quality specialist. There are some hospitals, such as Shands and Mayo that do not participate. If you are already hooked into that system you have a tough choice



Now for a word about "the best":

Let's pick on cardiology as an example. There are 27,076 cardiologists in the US, 1854 in Florida. Only one can be "the best". But he/she cannot see 330 million patients, so somebody gets "second best", and third best, and so on down to 27,000th "best". There are minimum standards they all have to meet, I think the standard is too low, but I also understand that if the bar is set too high it will affect access to care.



So let's say you are "lucky" enough to get an appointment with "the best" cardiologist in the country. You will probably find that he is a zero personality academic jerk who pawns you off on his assistants as he rushes off to his research lab, or to his office to write his next paper for the NEJM, or to fulfill his teaching responsibilities. So why does he have a practice at all, you may ask:



1) It may be a requirement of his faculty position



2) It is fertile grounds to find new and unusual CASES. Note the word "cases", since in his world, you are not a patient, you are a "case"



3) It is fertile ground for him to find people to sign up for his latest experimental drug or procedure. That now makes you a "guinea pig" instead of a "case"



As far as my own care goes, give me a solid above average caring and personable cardiologist, say number 6 or 7000th on the list. I'll take him over "the best" any day.



I'd be interested if the other retired physicians and nurses agree with this assessment.



I'm not a retired doc or nurse, but I did spend 40 years in hospital administration, including academic teaching hospitals. You are correct.

inthemindofanurse 07-23-2016 01:02 PM

I do not work for TVH. I have family that lives in the villages, a friend that works in billing, and a sister that works for Humana. Nothing I mentioned is anything that is kept under lock and key. Its information that can be researched and obtained by anyone willing to look. Also, I work for a primary care office in The Villages that will be gaining a lot of patients due to this change. What would I gain by boosting UP a competitor? I am nothing but a peon, I gain absolutely nothing. I am simply over all the boo-hooing.

golfing eagles 07-23-2016 01:14 PM

Quote:

Originally Posted by Barefoot (Post 1258730)
BuffaloJim, no worries, I am not offended by your remarks, not at all. It's just without knowing the specifics of a situation, it can't really be explored. No-one I know has experienced the types of situations you described. As far as being denied life-saving cancer treatment, sorry, but I don't believe that. Of course the Canadian Health Care System isn't perfect, but it's free. I've been reading about the angst caused by the recent VHS announcement. It sounds as if choosing a health care plan in the US is enormously complicated!

I've experienced two critical situations in my life. I've been put at the head of the line in Emerg by Triage, and received immediate and awesome treatment. I know a bit about our health-care system first-hand - one situation in 2005 required four months in hospital, where I received the best of care, completely free! But then I've heard people complain bitterly about wait time in Emerg when they've gone there with a cold! Two completely different senarios.

Elective surgeries have longer wait times. You mentioned a friend who took his daughter to the US for eye surgery. It's true that LASIK surgery isn't covered in Canada. But Cataract surgery certainly is!

Here is a situation I personally encountered recently. I returned to Canada from The Villages in May, in need of a knee replacement. I was told by an Orthopedic Surgeon at a small hospital close to my home that he has a Walt list of two years. So I drove for two hours to a Knee/Hip Clinic affiliated with a large Toronto Hospital which is known to have excellent wait times. I was approved for surgery in June and had a knee replacement July 6.

I think with flexibility and persistence, Canada offers excellent free healthcare.

I suspect that just as individual healthcare experiences in the U.S. vary greatly, the same is true in the Canadian system. For example, a resident in your town that could not travel to Toronto would be stuck with the two year wait. But you are deluding yourself by referring to it as "free" Income tax? GST? PST?. Nothing is "free", even Canada spends over 10% of its GDP on healthcare. But I do believe there is free care for lobsters.

goodtimesintv 07-23-2016 01:19 PM

Only a fool would decide to buy a house based on a tour-bus guide pointing out the nice medical office facilities nearby, and assume that translates to the developers (The Villages) being ready and waiting to be their medical nanny.

How many people decided to buy their previous homes because there were nice medical office complexes down the street????

It's actually scary to see how many people here expected their employer and its 'mean ole greedy' insurance company to be their medical nannies, and now they expect a builder-developer--who they brand 'greedy' while he subsidizes the huge underpayments from Medicare to keep the place afloat financially--to be their medical nanny.

The o.p. is right in her rant. Think for yourself!!!

Or is that too much work???

rubicon 07-23-2016 02:39 PM

Here We Go Again
 
My mother told me "If you can't say anything nice then don't say anything at all... You are not going to have The Villages aficionados admit anything remotely is wrong with TV.

Buffalo Jim 07-23-2016 02:41 PM

Quote:

Originally Posted by Barefoot (Post 1258730)
BuffaloJim, no worries, I am not offended by your remarks, not at all. It's just without knowing the specifics of a situation, it can't really be explored. No-one I know has experienced the types of situations you described. As far as being denied life-saving cancer treatment, sorry, but I don't believe that. Of course the Canadian Health Care System isn't perfect, but it's free. I've been reading about the angst caused by the recent VHS announcement. It sounds as if choosing a health care plan in the US is enormously complicated!

I've experienced two critical situations in my life. I've been put at the head of the line in Emerg by Triage, and received immediate and awesome treatment. I know a bit about our health-care system first-hand - one situation in 2005 required four months in hospital, where I received the best of care, completely free! But then I've heard people complain bitterly about wait time in Emerg when they've gone there with a cold! Two completely different senarios.

Elective surgeries have longer wait times. You mentioned a friend who took his daughter to the US for eye surgery. It's true that LASIK surgery isn't covered in Canada. But Cataract surgery certainly is!

Here is a situation I personally encountered recently. I returned to Canada from The Villages in May, in need of a knee replacement. I was told by an Orthopedic Surgeon at a small hospital close to my home that he has a Walt list of two years. So I drove for two hours to a Knee/Hip Clinic affiliated with a large Toronto Hospital which is known to have excellent wait times. I was approved for surgery in June and had a knee replacement July 6.

I think with flexibility and persistence, Canada offers excellent free healthcare.

It wasn`t Lasik [ cosmetic ' eye surgery . This young woman was age 16 at the time and a Nationally ranked doubles figure skater in Canada .
She developed a rare eye disorder which limited her vision and gave her constant blinding headaches so much so that she had to leave school and could only exist in a very dark room lying down .
Her parents were both corporate execs and they had many many connections in greater Toronto . Yet they were told that they had to wait for a very long time in order to see the type of specialist they needed .
So the parents brought her into the uS and found the treatment the girl needed . All in she lost nearly a full year of her life and suffered a great deal .
I am not trying to say that the Canadian system is bad . I am simply retelling the experiences I saw several f friends and acquaintances go thru .
Also I knew several Drs. who cam across the Border to practice in the US because they were not happy with the prospects for career satisfaction in the Canadian system .
Now having said all of the above I do sincerely believe that the Canadian System is going to eventually prove to be much superior to what we are headed for in the US under the new system .
So called " Obama Care " is still rolling out . Regulations will be changing annually for several more years and I much doubt that Americans will be pleased with what it will eventually turn out to be .
In fact I predict that our voters will demand many changes and the roll-back of numerous regulations created by this still new legislation .

Challenger 07-23-2016 04:00 PM

Quote:

Originally Posted by golfing eagles (Post 1258750)
I suspect that just as individual healthcare experiences in the U.S. vary greatly, the same is true in the Canadian system. For example, a resident in your town that could not travel to Toronto would be stuck with the two year wait. But you are deluding yourself by referring to it as "free" Income tax? GST? PST?. Nothing is "free", even Canada spends over 10% of its GDP on healthcare. But I do believe there is free care for lobsters.

John Maynard Keynes "There is no such thing as a free lunch"

dbussone 07-23-2016 04:30 PM

Wow-TVH temper tantrums
 
Quote:

Originally Posted by Barefoot (Post 1258730)
BuffaloJim, no worries, I am not offended by your remarks, not at all. It's just without knowing the specifics of a situation, it can't really be explored. No-one I know has experienced the types of situations you described. As far as being denied life-saving cancer treatment, sorry, but I don't believe that. Of course the Canadian Health Care System isn't perfect, but it's free. I've been reading about the angst caused by the recent VHS announcement. It sounds as if choosing a health care plan in the US is enormously complicated!



I've experienced two critical situations in my life. I've been put at the head of the line in Emerg by Triage, and received immediate and awesome treatment. I know a bit about our health-care system first-hand - one situation in 2005 required four months in hospital, where I received the best of care, completely free! But then I've heard people complain bitterly about wait time in Emerg when they've gone there with a cold! Two completely different senarios.



Elective surgeries have longer wait times. You mentioned a friend who took his daughter to the US for eye surgery. It's true that LASIK surgery isn't covered in Canada. But Cataract surgery certainly is!



Here is a situation I personally encountered recently. I returned to Canada from The Villages in May, in need of a knee replacement. I was told by an Orthopedic Surgeon at a small hospital close to my home that he has a Walt list of two years. So I drove for two hours to a Knee/Hip Clinic affiliated with a large Toronto Hospital which is known to have excellent wait times. I was approved for surgery in June and had a knee replacement July 6.



I think with flexibility and persistence, Canada offers excellent free healthcare.



Bare - I've had the pleasure of consulting at a couple of large Canadian hospitals. In general I believe the system is quite good, but it does have some issues. For one, physician and nurse pay is not competitive. I've been successful in recruiting both docs and nurses to my US hospitals.

There are some procedures (cardiac surgery and some other tertiary level procedures) which have prolonged waits. Certain hospitals in the northern US have a thriving business in recruiting Canadians for these procedures. Paying cash has not been an issue since purchasing private insurance for care outside of the government system has been a practice by many Canadians for some time.

Now, there are also some reverse practices going on where US citizens go for care to see world class Canadian physicians for procedures like lung transplants. Top flight Canadian hospitals can charge Americans cash (and insurance payments) for certain treatments. This supplements their inadequate governmental funding. (That was one of the things I was helping them with.)


Sent from my iPad using Tapatalk

Villager Joyce 07-23-2016 04:55 PM

Let's change the circumstances for discussing purposes. What if starting August 1st you have to pay $1 each time you play golf or go in a pool or take a class or drive on the MMP? Sure it's different, but it's the same. We didn't purchase our house because of VHS but at the same time we didn't purchase in another area because it was 20 miles to the closest health facility. We didn't purchase our house because the pools are free and golf is free, etc., but it was all part of the reason we wanted and still want to live here. This to us is a minor bleep on the radar, but it is important to many and I respect that.

golfing eagles 07-23-2016 05:13 PM

Quote:

Originally Posted by Villager Joyce (Post 1258878)
Let's change the circumstances for discussing purposes. What if starting August 1st you have to pay $1 each time you play golf or go in a pool or take a class or drive on the MMP? Sure it's different, but it's the same. We didn't purchase our house because of VHS but at the same time we didn't purchase in another area because it was 20 miles to the closest health facility. We didn't purchase our house because the pools are free and golf is free, etc., but it was all part of the reason we wanted and still want to live here. This to us is a minor bleep on the radar, but it is important to many and I respect that.

Sorry, bad analogy. You can't equate an amenity with a newly organized health care CHOICE. The equivalent to what the disenfranchised are complaining about would be if TV started charging $20 per round on the executive courses, after "free golf for life" was promoted ad nauseam. But in the case of TVH, there is no evidence that any equivalent promise was made.

Villager Joyce 07-23-2016 05:49 PM

Quote:

Originally Posted by golfing eagles (Post 1258885)
Sorry, bad analogy. You can't equate an amenity with a newly organized health care CHOICE. The equivalent to what the disenfranchised are complaining about would be if TV started charging $20 per round on the executive courses, after "free golf for life" was promoted ad nauseam. But in the case of TVH, there is no evidence that any equivalent promise was made.

VHS was implied when we looked at the houses to purchase. When the changes were first being discussed, it was implied we would be grandfathered. I like my analogy.

CFrance 07-23-2016 06:26 PM

Quote:

Originally Posted by Villager Joyce (Post 1258909)
VHS was implied when we looked at the houses to purchase. When the changes were first being discussed, it was implied we would be grandfathered. I like my analogy.

I like your analogy too. Promises made to bring in business; promises not kept.

golfing eagles 07-23-2016 06:33 PM

Quote:

Originally Posted by Villager Joyce (Post 1258909)
VHS was implied when we looked at the houses to purchase. When the changes were first being discussed, it was implied we would be grandfathered. I like my analogy.

I love you, Joyce, but....

I still have my house in NY for sale. I'd be happy to IMPLY it is flawless. I'll IMPLY the taxes are low. I'll IMPLY it will double in value over the next 10 years. When can I expect your check????:1rotfl::1rotfl::1rotfl:

ColdNoMore 07-23-2016 06:36 PM

Quote:

Originally Posted by Barefoot (Post 1258301)
As a Canadian with many older friends, I've never once heard of anyone waiting six months for an essential operation.
Or being refused treatment based on age. Never. :ohdear:

It's funny how an anecdotal (or even made up) story/stories can take a life of their own.

Very similar to the story/stories about all of us old folks here in TV, spending our time golfing/drinking/having orgies and walking around with our private parts about to fall off due to STD's. :D

I have had the good fortune to have worked with, and become friends with, scores of Canadians and have many times discussed the primary difference in our country's views on health of its citizens.

Long before ACA, I have personally never run across a Canadian that would have changed places with me even though I have a 'Rolls Royce' (even better than a Cadillac :p ) health insurance.

When I brought up all of the stories being bandied about in regards to being denied or waiting an unacceptably long time to receive treatment for a serious condition, they all said that it's possible that it might happen occasionally, but none of them had ever known of anyone that "died waiting to get in for a procedure" or even an untenable waiting time to get treatment for something serious or needed. :shrug:

Which is a lot different story than some people here in the States would want others of us to believe. :oops:

Something one of my closer friends once said has always stuck with me. He stated that it seemed to him that our country placed more emphasis ensuring the stability of those companies that made weapons of war (military industrial complex), than the health of ALL of its own citizens. His exact quote, as I recall was.... "a lot of you Americans seem to have the attitude toward your own fellow citizens of...I have mine, screw you."

Once again, this was long before Obamacare. That particular discussion stuck with me for years and is the reason I was glad to see something being done about insuring more fellow Americans and also eliminating the pre-existing condition exclusion, that so many insurance companies used (unless you were part of a large group plan) to exclude some people from getting the care they needed.

Anyway Barefoot, more than anything I wanted to let you know that as a group, I find Canadians to be at the top of the list of being the nicest, most reasonable, and caring folks that I personally had the pleasure of knowing. :thumbup:


PS. All is not perfect with you folks though. It does tick me off that y'all have had the ability to vacation in Cuba and bring back/own Cuban cigars. :grumpy::cus:


:D

CFrance 07-23-2016 06:41 PM

Quote:

Originally Posted by golfing eagles (Post 1258929)
I love you, Joyce, but....

I still have my house in NY for sale. I'd be happy to IMPLY it is flawless. I'll IMPLY the taxes are low. I'll IMPLY it will double in value over the next 10 years. When can I expect your check????:1rotfl::1rotfl::1rotfl:

Your house in NY... everything is traceable. Taxes, history of valuation over the years. Comparable sale prices in your neighborhood. You must report at listing anything you know is wrong with the house, unless NY is different from the rest of the US. Otherwise you can be sued for non disclosure. Different situation from VHS.

We were told there would be a buildout in two years back in 2011. Ha ha. The Doctor Welby promotion was a marketing tool they never knew if they could uphold. I'm glad we didn't buy into it. We have the most wonderful doctor outside of the villages who saved my husband's life by recognizing a rare disease. And now that we have such trust in him, I am happy to know nothing can keep us away from his care.

golfing eagles 07-23-2016 06:56 PM

Quote:

Originally Posted by CFrance (Post 1258933)
Your house in NY... everything is traceable. Taxes, history of valuation over the years. Comparable sale prices in your neighborhood. You must report at listing anything you know is wrong with the house, unless NY is different from the rest of the US. Otherwise you can be sued for non disclosure. Different situation from VHS.

OK, let me re-phrase. I'll IMPLY that there will be a new shopping mall built and IMPLY that there are plans for 6 new championship golf courses and IMPLY a new stadium seating Cinebistro is being built. Now it's the same. Of course, I won't put any of that in writing.....

CFrance 07-23-2016 06:58 PM

Quote:

Originally Posted by golfing eagles (Post 1258938)
OK, let me re-phrase. I'll IMPLY that there will be a new shopping mall built and IMPLY that there are plans for 6 new championship golf courses and IMPLY a new stadium seating Cinebistro is being built. Now it's the same. Of course, I won't put any of that in writing.....

Okay. But a lot different than playing around with someone's health care, IMO.

Jayhawk 07-23-2016 07:17 PM

Quote:

Originally Posted by CFrance (Post 1258933)
We have the most wonderful doctor outside of the villages who saved my husband's life by recognizing a rare disease. And now that we have such trust in him, I am happy to know nothing can keep us away from his care.

That's where you are wrong. Your "wonderful doctor" may change what he accepts for insurance any time. Then what will you say?

JoMar 07-23-2016 07:18 PM

Quote:

Originally Posted by NYGUY (Post 1258331)
Too funny....no one ever said we would be taken care of for "the time being"....did God tell you he would only take care of you for the time being, until I make some necessary changes, did your spouse, did your mother, did your life insurance company, did your nursing school. No, they didn't say that. You let your fingers get carried away with your rant. We know you would like to keep your job and I hope you do!! But, you don't work in the finance department, or senior management. You don't know if what "they" tell you is fact.

When I moved here two years ago I was told that my insurance would be accepted "for now" but TVHC was associated with UHC and there was a possibility that could change going forward. I changed because a review of BCBS in PA was superior to BCBS in FL and UHC Advantage was better than BCBS FL but, I was told that if I went with BCBS there was no guarantee how long it would be accepted. So, yeah they did say that.

Jayhawk 07-23-2016 07:18 PM

Quote:

Originally Posted by CFrance (Post 1258922)
I like your analogy too. Promises made to bring in business; promises not kept.

Could you share a COPY of those promises, or is this just your understanding?

JoMar 07-23-2016 07:21 PM

Quote:

Originally Posted by Villageswimmer (Post 1258435)
Likewise, has "the nurse" ever come back to give sources for his/her multiple "facts?"

Just sayin'.

Actually what she said makes sense......even without documentation. The fact that is relavant is that this is about business and profit. You may choose to believe that or not, but I doubt there is much more to it than that.

rexxfan 07-23-2016 07:24 PM

Quote:

Originally Posted by Buffalo Jim (Post 1258256)
Why -- because they can`t wait six months to get an operation to remove cancer or to settle for not being given a treatment because they are too old .

Aye, and in the end they won't have that option because our system will have been transformed into one where those same waiting times and rationing will be the norm. Hey, but at least everyone will have insurance. Heh. Sigh.
--
Bob C

aaffmom 07-23-2016 07:25 PM

Quote:

Originally Posted by Happydaz (Post 1258155)
The Villages' trollies for the past three years took visitors to new home areas to show the neighborhoods and types of homes available. The Trollies then went to one of the TVH centers to show the health care centers that were available to Village residents. They used TVH as a marketing tool to sell their houses. Many people bought here glad to know that quality and convenient healthcare would be available. It sounds like your rant is another example of a person who is not affected by this major change and has tired of the anger and disappointment of his fellow Villagers.

Maybe they work for The Villages

Jayhawk 07-23-2016 07:26 PM

1 Attachment(s)
Attachment 60992

ColdNoMore 07-23-2016 07:27 PM

Quote:

Originally Posted by Villageswimmer (Post 1258564)
Doubtful. IMHO the post was not only full of unsubstantiated conjecture, it was crude and disrespectful. Excellent? Factual? Really?

I couldn't agree more. :thumbup:

rexxfan 07-23-2016 07:31 PM

Quote:

Originally Posted by Barefoot (Post 1258301)
As a Canadian with many older friends, I've never once heard of anyone waiting six months for an essential operation.
Or being refused treatment based on age. Never. :ohdear:

Who decides its "essential"? Just wondering.
--
Bob C

CFrance 07-23-2016 07:33 PM

Quote:

Originally Posted by Jayhawk (Post 1258948)
That's where you are wrong. Your "wonderful doctor" may change what he accepts for insurance any time. Then what will you say?

He would have to stop accepting Medicare period. We have medigap insurance that is good anywhere that accepts Medicare. He is private, not in a group, and not beholden to any higher authority. I chose OB's that way long ago and have always chosen doctors that way as well.

Sure he could decide not to accept Medicare, but that is less likely than what is happening with "Dr. Welby-promoted" VHS.

Don't know what your agenda is, Jayhawk. People are being cast off after promises of great care. I call that false advertising.

Mikeod 07-23-2016 07:51 PM

After reading all these posts and threads, I would like to offer this. Initially, VHS was created to provide a system of health care that differed from the usual in that providers would be allocated more time to spend with their patients. In order to accomplish this, each doctor’s panel would have to be limited so that access was optimal while still spending more time at each visit. Proud of this “innovative” health care system, The Villages promoted it in their literature and in sales visits.
However, this plan flies in the face of current medical economics, where, because reimbursements to providers is the primary place bureaucrats choose to limit the growth of health care costs, practitioners need to schedule as tightly as possible. Thus, VHS at the beginning was heading down a path unlikely to succeed. It would seem they hoped more patients would opt for the MA plan that provided a more consistent flow of income, but that didn’t happen. The primary reason for that is, as seen in these posts, people already had plans either wholly or partly paid by a former/current employer or had plans that provided them the freedom of choice they desired. As a result, revenue expectations were not being met. The disparity between the reimbursement plans and the lump sum from the MA plans is significant. Thus the push for the UHC plan.
Did they anticipate this happening? I don’t think so. I think the same thing happened with Moffitt and USF. Both anticipated greater revenue from MA plans than actually occurred. Both pulled the plug when losses mounted. VHS faces the same dilemma. If they closed down instead of limiting insurance plans, would we be any better off? As far as the director of VHS being the same person that was in charge of the USF plan, I remember reading that he moved to VHS because he believed in what they were trying to do. I have had friends in primary care in various practice models. The burnout rate is high and the satisfaction is low. The VHS model looks better for both patient and provider.


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