Home insurance companies
 

Just bought a house in The Villages and looking for reasonable home owner insurance company. Any suggestions?

Tru Souther Insurance Group Clermont
Home | Southern Insurance Group, Inc

The best paper offered is by Chubb.


Not cheap.....great coverage.

Shop around. Insurance rates are a moving target. I have had Progressive, which has been reasonable for 5 years.

Be sure to see what types of sink hole coverages (catastrophic and non catastrophic) the companies offer.

All policies in Florida must include "catastrophic ground collapse" coverage. The "sinkhole" coverage is optional.

Aaa

Farmers

What does reasonable mean?

This is go no go criteria. Do not consider any insurance policy that does not include the sinkhole rider for non catastrophic.

I picked ASI now owned by Progressive sold through AAA after researching the state complaint database. They had almost none so I went with them. Only modest price increases since I had them.

Insurance
 

Hands down, Farmers of Leesburg, FL (352) 272-1508

I would highly recommend that you don’t use the villages insurance. They quoted me a price DOUBLE of what I eventually got. Used Kings insurance in Ocala

If you have AAA, check with them. We bundled home & auto & saved quite a bit

Don’t let any agent sell you American Integrity insurance. Be aware that once your roof is 15 years old it is difficult to change insurance companies without having to buy a roof first.

I used Liberty Mutual for years and wondered why the price kept goin up (obviously to pay for all their ads). Went to Villages Insurance...switched to Travelers and save more than 1K per year. I have had Foremost Ins for my two golf carts and switched to Progressive through The Villages Insurance and am paying less than half for the same coverage!