Is there any chance that there are jobs in the area that would provide benefits?
 

We would love to retire early and move to the villages. However, the only thing keeping us from doing so is medical coverage. We were not lucky enough to have jobs that provide healthcare until age 65.

Is there any chance that there are jobs in the area that would provide benefits? Doesn't need to pay a lot, decent pay and mainly the benefits?

Any type of industrial employment down there?

Any ideas?

Sorry Amigo-- GOOD LUCK

Would you not be able to find an affordable policy under the Affordable Care Act until you are age 65?

Neither decent wages nor benefits. Most jobs here are part-time just so benefits don't have to be provided. Salaries are well below the norm here. Sorry!

The Affordable care act is the main reason there are fewer to no jobs available with benefits anymore.

The real test of the so called affordability will come in 2016. That is when all who have "affordable" policies will begin to see increasingpremiums.
This is a whole subject for another thread.

I've thought of this and In Theory it would probably be a great alternative. Unfortunately, I just don't know enough about it.

https://www.healthcare.gov

or in foreign languages:
https://www.healthcare.gov/language-resource/

Good luck.

You're in luck! You can secure health insurance under the Affordable Care Act, popularly referred to as Obamacare. For a reasonable premium of only a few hundred dollars per month, you can purchase a plan with a deductible as little as $6,000 per year for a family.

Sorry to disagree but we were forced to go with Obamacare this year and the cost is far above a few hundred dollars per month. The costs are steep and you can't afford to work, even part time because it will affect your subsidy

Here is what I would tell my children if they asked me this question. Wait and save. Jobs aren't high paying here.

Did you buy your deductible down?

I agree. Way more than it was before ACA.

I'm paying just over $1000 a month for a policy that covers myself and my wife, and each of us has a $6250 deductible. Obamacare is not a type of policy, it is a set of rules that must be followed whether insurance is purchased through and exchange (federal or state) or not. I'm not sure how much those rules are affecting my premium, but common sense tells me that covering more people and requiring more types of coverage with each policy, whether needed or not, isn't helping the cost.

AND... the coverage will be much better than the "cheaper" alternatives that were available before AFA. Which will be very important to you as you age.

The lack of full-time jobs with decent pay and benefits in the south well predates the Afordable Care Act. The south has historically been a lower-paying area of the country, comparing job to job. I guess it used to be cheaper to live in the south, making up for the difference, but it doesn't seem to be so much the case lately. Much luck to you in your search.

Please don't hijack this thread to a discussion of the ACA.

Perhaps folks with positive ACA interaction can PM ValeriJo rather than discuss here; or suggest here that she contact you by PM?

You brought it up! Plus it's germane to the conversation since OP is unfamiliar with it yet is looking for health care when they move.

I say life is too short. Do it ASAP. But... not without the job. Keep looking. They are few & far between depending on your skills. The hospitals always have jobs from dietary, secretary, maintenance , stocking units, housekeeping, to medical jobs.They are not all benefitted and you have to keep applying til you get hired. It took me few years but the lifestyle was worth it.

That's funny

Publix provides benefits to its employees. They even announced last week that they would provide benefits to spouses in same-sex marriages.

I found a job here with benefits!

I also quickly found a job in my field with benefits ( dental) but The Villages also have jobs. They don't pay great but the full time jobs have good health insurance. Go to careersinthevillages.com. You will have plenty of company with folks working just for insurance!

What are you doing now for health insurance ?

What type of work do you do now? There are plenty of jobs that provide benefits here. The district offers full-time jobs with benefits. There are jobs in the medical profession, jobs in the educational field, corrections; the list goes on and on. It largely depends on what you are interested in doing and what you are trained to do and/or willing to do.

My daughter makes $21 per hour as a LPN with full benefits. There are good jobs here.

Try the lawn, pest control company called Massey. They recently advertised jobs that come with benefits. Also try Citizens Bank here in the villages. They offer full time jobs with bennys. Good luck and welcome

My suggestion is if you have a good job continue on as long as viable.

I visited the villages 10 years ago and bought a patio villa. I wasn't ready to retire but felt it was a great business opportunity. (Baby Boomer demand and finite land availability). I subsequently put the house on the rental program and managed to rent nearly every month.

When I was ready to retire I had a home in the Villages . After living in the villa for a month, we decided to sell and buy a larger home. In THREE days the house was sold.

Since I bought 10 years ago the squares have tripled (Lake Sumter & Brownwood) and the community has enjoyed robust growth.

Publix gives health care to all of their employees after attaining 1500 hours in a year's time.

Thanks for all the great responses. We both are currently working full time and get benefits through our employers. We have few years yet.

Since I am several years older than my husband, I would get Medicare benefits but he would have to pay for his until he turns 65. Thinking there might be a possibility of him finding a job down there once I retire.

You've given me a glimmer of hope.

Of course you have (more than) a glimmer of Hope! Keep an open mind, positive attitude and "think outside the box" .

Come and join the thousands that are living the American dream!
Cue the Lee Greenwood song!

Nine years ago when i started working at publix i only worked 22 hrs. a week and got health, dental, and vision for me and my wife for $60 a month. They have raised the hours worked to 32 i beleive and i e the monthly has increased but still reasonable

Jobs with benefits.
 

Try Marion County Schools in Ocala. I know several folks who work in the school system that live in The Villages. They offer benefits. Check it out. Good luck.

Publix DOES provide some benefits, but not medical unless you are full time, and those jobs are few and far between. I worked for Publix for years, part-time, and did have health care until corporate DOUBLED the hourly requirement per week, which no manager was allowed to use. Publix does allow you, after a certain time period, to purchase stock, and offers disability insurance, that type of thing. But if you're looking for medical coverage, good luck friend.

Health care jobs (even non-professional positions such as housekeeping, dietary aides or maintenance) usually offer good health care benefits. Check area hospitals (The Villages, Leesburg, Tavares, Ocala). It helps to expand your search beyond the bubble. Leesburg, Tavares and Ocala are easily within commuting distance. Even Orlando is just under an hour's commute.