Talk of The Villages Florida

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- The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)

- - Interest Rates (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/interest-rates-10836/)

What are the current Interest Rates now being offered on homes in the villages?

Re: Interest Rates

I would suggest you call a few banks in the area, we have plenty of them, wonder why that is?? If you need some phone numbers let us know, we'd be happy to help.

Re: Interest Rates

Quote:

Originally Posted by NMLobo

What are the current Interest Rates now being offered on homes in the villages?

A common misconception is that the developer finances new home sales. Not really true. The buyer is free to get financing from any source they want, be it a bank/mortgage company from "home" with whom they've dealt in the past, a source in this area, or an internet mortgage source. Naturally the developer has established a "house" mortgage company, Citizens First Wholesale Mortgage Company (https://www.cfwmortgage.com/), that is really a full-service organization offering a variety of loans. I was disappointed to find that they do not publish their current rates on their web site.

Though some of the more suspicious will assume that since the evil developer is tied to Citizens, it's just another tool of Satan out to stick it to the helpless buyer. When I bought a couple years ago, I found their rates to be competitive with what else is out there and their service impeccable. However, as Golfnut points out, we have a plethora of financial institutions in the immediate area and there are independent lenders. Among the many banks that you might track down on the net are Wachovia, Regions, SunTrust, Colonial, and Community Bank and Trust. I'm sure there are others.

Good luck.

Re: Interest Rates

Thanks guys, as always TOV comes through.

Re: Interest Rates

Just let us know if we can help.

Re: Interest Rates

We signed a mortgage agreement with TV Citizens First last Monday. We researched with Rock Financial, Century 21, and Wachovia. The rate we received was 6.3%. All the rates were competitive. We chose the company offering the greater services.

Re: Interest Rates

I went with Amerisave..Great people to work with, very helpful..Gentlemans name is Merv StClare..They work 24/7...

Mervyn St Clare
Email: mstclare@amerisave.com
Phone: 352-267-0337
Toll Free: 866-970-SAVE(7283)
Fax: 404-503-9388

Re: Interest Rates

I recently got a mortgage with SunTrust, quick and easy, 30 year fixed below 6%