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Hmmm. . . Insurers using drones to inspect insured properties
wsj.com
Behind a paywall, i gave up my WSJ subscription for just cutting and usage. . apologies to those who like to turn people in for such. . but copied from what I could read: Cindy Picos was dropped by her home insurer last month. The reason: aerial photos of her roof, which her insurer refused to let her see. Hmmm, they can also perform storm, hurricane and fraud claims reviews with the drone footages. Technology good or not good? cost savings not passed onto consumers? claims denied with poor drone angle or conclusions from too far away? Anyone know if any TV insurers doing this? |
As a retired insurance claims guy, I dealt with more than my fair share of fraudulent claims - flagged those that were known (Special Investigation Unit) - But lots of fraud goes undetected - We as consumers pay for other’s dishonesty through increases in insurance premiums.
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I don't really have a problem with insurers using drones, though they should share footage if their is a disagreement.
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Using a drone to take pictures is no big deal. Planes have flown over property with cameras for a long time - just ask Gary Powers. However, not sharing the video/ photos is wrong. I guess that we would have to get Gold Wingnut to produce an indepedent video.
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I have no problem with drones flying over and taking pictures. I just want them to share it with me when it is my property.
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This is interesting, before we moved here, I had 3 roofing companies come to our previous house for a small leak in an addition of about 40 square feet. 2 companies gave an estimate from the ground, the 3rd actually went up on the roof. He found hail damage and invited me up on the roof to show me. The insurance company reviewed weather reports and sure enough there was a hail storm 50 weeks prior. Only one side of the roof was damaged due to wind direction, so the insurance covered the cost for the one side and I paid for the other side. I like the ideas of using drones and would defiantly want to see the video proof.
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Using drones from roof inspections is a good idea (safety) and has been being used for several years now. Like most here, I am shocked at the insurance company not letting her see the photos that were taken and used as the basis for cancelation. I'm not doubting the photos exist, but I do questions the ethics of the insurance company, smells pretty fishy to me.
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being rejected after a drone inspection and being dropped for the same issue after a drone inspection has the same end result. you just went through a slightly different process to get to the same end result. |
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and the older i get, the more it happens to me. . :oops: :rant-rave: |
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