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-   -   Roof Inspection (https://www.talkofthevillages.com/forums/contractors-services-91/roof-inspection-352300/)

RedChariot 08-19-2024 07:42 PM

Roof Inspection
 
Can anyone recommend a certified independent roof inspector. Always suspicious of an inspector that's employed by a roofing company. We have received the dreaded notification from Progressive that they will be dropping us because they are leaving the state. I have a 12.5 year old house and I'm going to have to put on a new roof to get new insurance .This is outrageous!

BigDawgInLakeDenham 08-19-2024 08:19 PM

Quote:

Originally Posted by RedChariot (Post 2362027)
Can anyone recommend a certified independent roof inspector. Always suspicious of an inspector that's employed by a roofing company. We have received the dreaded notification from Progressive that they will be dropping us because they are leaving the state. I have a 12.5 year old house and I'm going to have to put on a new roof to get new insurance .This is outrageous!

Did every other insurance company say they won't insure you?

village dreamer 08-19-2024 09:58 PM

Quote:

Originally Posted by RedChariot (Post 2362027)
Can anyone recommend a certified independent roof inspector. Always suspicious of an inspector that's employed by a roofing company. We have received the dreaded notification from Progressive that they will be dropping us because they are leaving the state. I have a 12.5 year old house and I'm going to have to put on a new roof to get new insurance .This is outrageous!

progressive is not leaving the state, they are trying to lower there hi risk customers.

Malsua 08-20-2024 05:49 AM

Quote:

Originally Posted by RedChariot (Post 2362027)
Can anyone recommend a certified independent roof inspector. Always suspicious of an inspector that's employed by a roofing company. We have received the dreaded notification from Progressive that they will be dropping us because they are leaving the state. I have a 12.5 year old house and I'm going to have to put on a new roof to get new insurance .This is outrageous!

I'm an insured, certified, bonded and licensed roof inspector, you probably don't need to get your roof replaced. There are two companies that will insure shingle roofs that are up to 20 years old and many that will insure up to 15. The roof has to be performing though and not have excessive granule loss, cupping, tearing, etc.

If you get into a jam, call Hatteras Insurance and Erik can probably help you out. https://www.hatterasinsurance.com/

You will probably be required to get a 4 point inspection, but wait until they ask for it. If you don't have a recent Wind Mitigation inspection, ask if they offer a discount if you get one or if it's already baked in for a home of your age.

SkylightRoofing 08-20-2024 06:26 AM

Skylight Roofing Villages - Certified, Trusted, Local đź’š
 
“Honesty is another element of trust. We trust an honest person because we know that he/she will always speak the truth.”

Skylight Roofing Villages - Our Mission and Commitment to Villages Honesty Standardsđź’š

What you should be experiencing in The Villages when hiring a trusted local roofer like SkyLight Roofing Villages?

* No-Solicitation, No Door-Knocking, No FL Insurance Sales Fraud, No Roof Meddling or Mechanized Touching of the roofing material, No Scams, No sharing of our neighbors personal information, Open and Honest Communication

* Complete Attention to Detail: Villages roofers like Skylight Roofing Villages actually care about the smaller details that can make a project successful and that can benefit you or save you time and money.

* Thorough Inspection: SkyLight Roofing Villages performs a thorough inspection of the roof before providing a quote. We inspect the roof and provide an honest assessment without assuming a need for replacement.

* Detailed Quote: Skylight Roofing Villages provides a detailed written quote that outlines all the costs involved in the project. The quote should also include what products will be used, how we will protect your property during installation, and how we are responsible for the work labor and warranty coverage.

* Licensed and Certified: Villages FL roofing contractor like SkyLight Roofing Villages is licensed, certified, and deeply knowledgeable in our FL roofing trade. Also having a social media presence showing we are a viable and trusted contractor by following regulation and listening to your neighbors satisfaction.

* Transparent Pricing: Offering the fairest, most reasonable, and competitive pricing.

* Commitment to Customer Satisfaction: The policy and procedures to making your new Villages roof affordable and satisfying your specific needs.

* Safety Commitments: Skylight Roofing Villages is committed to safety, following pitch-harness regulations, OSHA-10 requirements, FL building code-laws, cleanliness, property construction protection. Consistent Bi-Weekly Training.

* We Have Our Own Tenured Crews - Literally. Don’t trust a company that says “We also have our own crew’s” when most the time they are “subbing-out” the work to unknown workers that don’t have liability coverage, training, OSHA Cert.

Using a company like Skylight Roofing Villages is the “perfect way” to ensure your roof replacement installation goes smoothly and seamlessly according to FL County Code Regulations and that you will be given the highest possible service quality; From initial inspection, to Production Management, through construction replacement, through to completion and clean-up of roofing project.

An honest Villages roofer will present options with pros and cons rather than offering only one solution. An honest roofer will also inquire about your projected service life expected rather than assuming you only want the best or being sold in tiers.

What you should experience in The Villages:

At SkyLight Roofing Villages we will treat you like a family member. Literally.đź’š

Our goal is to solve your problem and fulfill your requested need, not sell you something.

Next time you’re dealing with a roof sales person you must ask yourself: Is this person trying to help me, or just telling us (me) how great they are and trying to sell you something?

Overview and Insights:

• Family and Villages owned business
• Free estimates with zero sales pressure
• No subcontractors
• 12-OSHA10 Crews/Supervisors.
• Full FL CGC / CCC licensed & displayed on all our equipment.
• Workmans Comp
• County Permits always applied for with 3-Inspections on each installation.
• Photo and Video log on every install
• Everyone receives “Top Grade” Architectural Shingle (No Tier-Selling)
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Quote:

Originally Posted by RedChariot (Post 2362027)
Can anyone recommend a certified independent roof inspector. Always suspicious of an inspector that's employed by a roofing company. We have received the dreaded notification from Progressive that they will be dropping us because they are leaving the state. I have a 12.5 year old house and I'm going to have to put on a new roof to get new insurance .This is outrageous!


RedChariot 08-20-2024 07:09 AM

Quote:

Originally Posted by village dreamer (Post 2362059)
progressive is not leaving the state, they are trying to lower there hi risk customers.

The representative for Progressive from The Villages Insurance stated yesterday that Progressive is leaving the state. Why would we be hi risk customers?

RedChariot 08-20-2024 07:14 AM

Quote:

Originally Posted by BigDawgInLakeDenham (Post 2362039)
Did every other insurance company say they won't insure you?

We have not begun our search yet. Trying to get as knowledgeable as possible beforehand. My 2 neighbors with houses built the same time as ours, that also have Progressive, have been told by State Farm and AAA would consider insuring them but only after new roof is put on.

RedChariot 08-20-2024 01:27 PM

No recommendations??

Lottoguy 08-20-2024 03:16 PM

We shifted to State Farm after Farmers dropped us and everyone else in Florida. State Farm requires a four point inspection at a cost of $70.00 before they will insure you. But, maybe this is not needed since your roof is at that age and not real old. Give them a buzz. Their located on 466.

Sandy and Ed 08-21-2024 04:21 AM

I was on the phone with USAA about updating my Homeowners policy and decided to ask the question: Too many roof scams so how do I get an honest answer if my roof sustained any weather damage??. They offered to have an inspector check out the roof on their dime. Probably naive on my part but our house was built in 2009 so I’m expecting to need to get the roof done soon anyway. Better than having a roofing company employee scrapping his clodhoppers across the roof and showing me the pictures of the resulting damage.

Southwest737 08-21-2024 04:42 AM

Our Village home is 20 years young with original roof in good shape. Dumped Progressive and now insured with Tower Hill.

Brian1958 08-21-2024 05:11 AM

Progressive
 
Progressive just renewed us (Aug 1st) for our 8 year old home in Pine Ridge.

RoadToad 08-21-2024 05:51 AM

Quote:

Originally Posted by RedChariot (Post 2362295)
No recommendations??

Posts 4 and 5 seemed to be recommendations.

G.R.I.T.S. 08-21-2024 07:54 AM

I called the company that originally installed our roof, since they still do new installations for TV new builds (figuring they have a reputation to protect and would give me an honest assessment). He replaced some worn out traps and walked around the roof for weak spots. He nailed down one loose shingle and said the roof is fine. A couple of years later we still had to find other insurance (Farm Bureau) and ultimately installed a new roof (Eustis) because of rising premiums. The Warranty Department can help with finding your original installer.

MSGirl 08-21-2024 10:43 AM

Quote:

Originally Posted by RedChariot (Post 2362131)
The representative for Progressive from The Villages Insurance stated yesterday that Progressive is leaving the state. Why would we be hi risk customers?

Maybe because you are at the threshold for a new roof! I was just renewed by Progressive for another year. I also just got a new roof.


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