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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   Restaurant Discussions (https://www.talkofthevillages.com/forums/restaurant-discussions-90/)
-   -   Credit card fee (https://www.talkofthevillages.com/forums/restaurant-discussions-90/credit-card-fee-334925/)

bowlingal 09-04-2022 05:41 AM
Quote:
Originally Posted by coralway (Post 2132784)
AMEX charges them a fee, don't know about Visa or MC.
They ALL charge a fee including diners club. I worked in retail and the percentage rate the card companies charge depends on how much business the retail store does....the higher the sales, the less they are charged. American Express charged the most. MC and Visa were the least 1-2%. Sounds like these businesses are trying to re-coup extra income.

joelfmi 09-04-2022 06:13 AM
Quote:
Originally Posted by Ral51Bjl (Post 2132701)
My golf ladies went to Arnold Parker’s yesterday for lunch. We knew it was pricey but the food and service are usually good. When given our checks we put our credit cards to pay the bill. When the server returned with the copy to sign, we noticed the bill was higher. I called the server over and she stated that it was a 3.75% service charge for using a credit card and this was on the bottom of checks. We don’t usually look at the bottom of the check unless it has the gratuity suggestions on it. Beware of this on your checks.
Don't eat their or pay by cash which a lot of customer do.

Eg_cruz 09-04-2022 06:18 AM
Quote:
Originally Posted by Ral51Bjl (Post 2132701)
My golf ladies went to Arnold Parker’s yesterday for lunch. We knew it was pricey but the food and service are usually good. When given our checks we put our credit cards to pay the bill. When the server returned with the copy to sign, we noticed the bill was higher. I called the server over and she stated that it was a 3.75% service charge for using a credit card and this was on the bottom of checks. We don’t usually look at the bottom of the check unless it has the gratuity suggestions on it. Beware of this on your checks.
We went to the Mexican restaurant on 441 and they did the same thing. Yet an other reason to carry cash

PJackpot 09-04-2022 06:34 AM
Quote:
Originally Posted by Ral51Bjl (Post 2132701)
My golf ladies went to Arnold Parker’s yesterday for lunch. We knew it was pricey but the food and service are usually good. When given our checks we put our credit cards to pay the bill. When the server returned with the copy to sign, we noticed the bill was higher. I called the server over and she stated that it was a 3.75% service charge for using a credit card and this was on the bottom of checks. We don’t usually look at the bottom of the check unless it has the gratuity suggestions on it. Beware of this on your checks.
I've never seen a credit card fee on any check from a restaurant I've eaten at, just the meal tax, and we go out quite a bit. As far as Palmer goes, we haven't eaten at that particular restaurant in quite a while.

birdawg 09-04-2022 06:36 AM
Cash helps the restaurant hide paying taxes.

Sandy and Ed 09-04-2022 06:38 AM
Quote:
Originally Posted by Stu from NYC (Post 2132782)
And than when they calculate a suggested tip for us will include that percentage.
Considering they now “for our convenience” suggest a minimum tip of 18%, have increased the meal cost and in some cases reduced the meal quality and selection, might as well do more cooking at home.

TomPerry 09-04-2022 06:56 AM
I went to a restaurant in Massachusetts that gave a 4% discount for paying with cash. Prices were the same as before they started offering the discount.

retiredguy123 09-04-2022 07:04 AM
Quote:
Originally Posted by banjobob (Post 2132886)
All credit card companies charge the merchant fees for using their card, if the merchan.t passes these charges on it should be noted on your bill . The fee is based on the merchants volume of sales , higher sales lower fee .
Actually, the amount the merchant pays is based on a complicated formula that includes the type of business, the sales volume, the average transaction amount, and the type of credit card used for each transaction. If a high percentage of customers use a rewards card, then the merchant's fee will increase. Low transaction amounts can also increase the fee.

Stu from NYC 09-04-2022 07:14 AM
The times are sure interesting.

retiredguy123 09-04-2022 07:30 AM
Quote:
Originally Posted by birdawg (Post 2132902)
Cash helps the restaurant hide paying taxes.
Yes, and since 2008, banks are required to report the credit card activity of businesses to the IRS.

Even the IRS has said that many restaurants significantly underreport their income, especially independent restaurants who don't need to report income to a franchiser.

VickiF 09-04-2022 07:35 AM
😂 😂 😂

Robsillup 09-04-2022 07:47 AM
Doesn’t it make more sense for a restaurant to up their prices for a credit card on the menu then off a “discount” to cash customers. That makes them look “better”!

Sandy and Ed 09-04-2022 07:48 AM
Well Darrell’s Diner also has a “non cash” fee. We had a $22 breakfast bill with a $1.54 (7%) tax and then a $0.94 “fee”. Not a big thing. Dropped a $3.50 tip and walked out for under $30. Problem for me is that our “cashless society” gonna start costing us real soon.

Sandy and Ed 09-04-2022 07:49 AM
Quote:
Originally Posted by Robsillup (Post 2132945)
Doesn’t it make more sense for a restaurant to up their prices for a credit card on the menu then off a “discount” to cash customers. That makes them look “better”!
I like it!! Discount sounds and feels a lot better than Surcharge!!

Stu from NYC 09-04-2022 08:07 AM
Quote:
Originally Posted by Sandy and Ed (Post 2132946)
Well Darrell’s Diner also has a “non cash” fee. We had a $22 breakfast bill with a $1.54 (7%) tax and then a $0.94 “fee”. Not a big thing. Dropped a $3.50 tip and walked out for under $30. Problem for me is that our “cashless society” gonna start costing us real soon.
If they put it on the menu or post it prominently in restaurant guess it is ok but if the first time we see it is on the bill would bother me.


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