Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Bad News for Villages Health Care (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/bad-news-villages-health-care-171963/)

racingme 11-22-2015 02:57 PM

Medicare and Obamacare are two separate things. United Health is withdrawing from the exchanges, but will still sell policies directly to consumers. This has nothing to do with its Medicare business.

RickeyD 11-22-2015 03:17 PM

Quote:

Originally Posted by villagerjack (Post 1149469)
The choice between bad or worse is not really Choice. these are very costly insurance plans and I do not know anyone saving the promiced $2500. Deception and lies.

People really need to get over promises made and not delivered. Its not about the you, its about the us. Millions have benefited and the few are still bitching. Roosevelt's New Deal was trashed by the few, now look how many millions of seniors it has kept out of poverty and will continue to do so as it has for the past 80 years.

billybye 11-22-2015 03:59 PM

Quote:

Originally Posted by RickeyD (Post 1149462)
If you want super low copayments and deductibles then the platinum plans fit the bill. If you want higher copayments with a low out of pocket max then the silver is the way to go. Its not deception, it all depends upon on your individual medical needs and wants. I would much rather have many choices instead of just a few. Its not deception, its choice. :read:

Not true - see my original post. The silver plan cost less, had lower co-pays, no deductibles than the platinum.

villagerjack 11-22-2015 04:04 PM

Quote:

Originally Posted by RickeyD (Post 1149487)
People really need to get over promises made and not delivered. Its not about the you, its about the us. Millions have benefited and the few are still bitching. Roosevelt's New Deal was trashed by the few, now look how many millions of seniors it has kept out of poverty and will continue to do so as it has for the past 80 years.

More deception...it never stops.

villagerjack 11-22-2015 04:28 PM

Quote:

Originally Posted by RickeyD (Post 1149487)
People really need to get over promises made and not delivered. Its not about the you, its about the us. Millions have benefited and the few are still bitching. Roosevelt's New Deal was trashed by the few, now look how many millions of seniors it has kept out of poverty and will continue to do so as it has for the past 80 years.

Not just a few. According to the consulting firm McKinsey, insurers lost billions selling ObamaCare plans in 2014, and the losses are mounting again this year. On Friday, Aetna also conceded it is losing money on ObamaCare.

RickeyD 11-22-2015 04:34 PM

Quote:

Originally Posted by villagerjack (Post 1149510)
More deception...it never stops.

I'm thinking I'll pour you a glass of 100 proof southern comfort, my treat, and we can lament the passing of the old guard. :beer3:

RickeyD 11-22-2015 04:40 PM

Quote:

Originally Posted by villagerjack (Post 1149517)
Not just a few. According to the consulting firm McKinsey, insurers lost billions selling ObamaCare plans in 2014, and the losses are mounting again this year. On Friday, Aetna also conceded it is losing money on ObamaCare.

Makes absolutely no sense. These plans are not cheap, how can they be losing money ? I'm thinking they're playing a shell game. Trust no one, verify everything,

villagerjack 11-22-2015 05:04 PM

Quote:

Originally Posted by RickeyD (Post 1149530)
Makes absolutely no sense. These plans are not cheap, how can they be losing money ? I'm thinking they're playing a shell game. Trust no one, verify everything,

People who pay very little on premiums, get huge subsidies, with a lot of health problems middle aged boys living with mommy love these plans but unfortunately for the masses, it just does not work. The shell game IS ACA! Likelihood is that the insurance companies will be bailed out if ACA is to be saved from itself.

RickeyD 11-22-2015 05:13 PM

Quote:

Originally Posted by villagerjack (Post 1149545)
People who pay very little on premiums, get huge subsidies, with a lot of health problems middle aged boys living with mommy love these plans but unfortunately for the masses, it just does not work. The shell game IS ACA! Likelihood is that the insurance companies will be bailed out if ACA is to be saved from itself.

Well, it worked for General Motors and where would the world be without the C7 Corvette. :1rotfl:

Hancle704 11-22-2015 05:33 PM

Quote:

Originally Posted by billybye (Post 1149270)
Actually anyone in Medicare or ACA needs to get on computer and check around. Probably won't find UHC the best option available.
I am on Medicare with BC/BS and changing to Care Plus next year for lower deductibles and RX costs. UHC was not even in the running price wise.
My wife had an ACA 2015 platinum plan with BC/BS that was increasing greatly next year. We found another BC/BS 2016 plan in the silver category for less money, and was a better plan than the platinum we had.
If you do a lot of research you will be surprised. I was SHOCKED.

If you switch to one of those mentioned will you still be able to utilize The Villages Healthcare System?

outlaw 11-22-2015 05:40 PM

Quote:

Originally Posted by RickeyD (Post 1149530)
Makes absolutely no sense. These plans are not cheap, how can they be losing money ? I'm thinking they're playing a shell game. Trust no one, verify everything,

You're forgetting the birth control pills, maternity benefits, and drug rehab you now get for "free".

RickeyD 11-22-2015 05:47 PM

Quote:

Originally Posted by outlaw (Post 1149562)
You're forgetting the birth control pills, maternity benefits, and drug rehab you now get for "free".

Good point. An al la carte concept would definitely cut costs. Unfortunately that didn't happen. Like any mega-program it'll go through growing pains.

billybye 11-22-2015 06:01 PM

Quote:

Originally Posted by Hancle704 (Post 1149556)
If you switch to one of those mentioned will you still be able to utilize The Villages Healthcare System?

Do not use Villages System - Use Premiere Medical and Citrus Cardiology. I and am very happy with their doctors and service. Prefer to choose my own doctors. As I said previously perhaps the best doctors in TV area are not in the Villages System.

villagerjack 11-22-2015 09:32 PM

Quote:

Originally Posted by billybye (Post 1149568)
Do not use Villages System - Use Premiere Medical and Citrus Cardiology. I and am very happy with their doctors and service. Prefer to choose my own doctors. As I said previously perhaps the best doctors in TV area are not in the Villages System.

I can appreciate you preferences however it is not appropriate to tell others what they should do.about healthcare. What is good for one may not be appropriate for another. I am extremely happy with the Villages Healthcare System and will leave it up to others to decide for themselves.

dbussone 11-22-2015 09:43 PM

Quote:

Originally Posted by RickeyD (Post 1149530)
Makes absolutely no sense. These plans are not cheap, how can they be losing money ? I'm thinking they're playing a shell game. Trust no one, verify everything,


It makes sense if those with a preponderance of acute and/or chronic illnesses are on their plans.

The 'promise' of the ACA was that multitudes or young healthy individuals would be required to sign up. That would spread the risk for the plans.

Didn't happen.


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