Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Home Insurance Cancelled? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/home-insurance-cancelled-313140/)

JanetMM 11-18-2020 08:01 AM

Quote:

Originally Posted by richs631 (Post 1862334)
Just an FYI. Those new roofs that you see going up are NOT paid from a homeowners policy. It’s paid by the roof manufacturer due to defective materials

Some maybe, but not all. Don’t overlook the fact that on many (if not all) of the roof replacements north of 466 could be due to age of the roof. Mine was 20 years old when I replaced mine this year. It was worn. Some due to storm but mostly just due to normal wear and tear and age. My insurance company gave me well under $1,000 check for damage. I had to pay the rest. No defective materials involved.

dewilson58 11-18-2020 08:20 AM

Quote:

Originally Posted by richs631 (Post 1862332)
Your first mistake is using the villages insurance company. They are very expensive. I used an outside agency and my cost was 40% less for the same coverage.


:1rotfl::1rotfl:

bakon 11-18-2020 08:54 AM

State Farm- same cost as Coastal. Less deductible. We canceled after one month. Used Rachel Storey at agency near Fenny.
Kelly Matz
State Farm Agent
4386 Warm Springs Ave
Wildwood, FL - 34785-8058
Mon-Fri 9:00 am to 5:00 pm (EST)
Evenings &Sat by appointment
Phone: (352) 661-3456
kelly.matz.w304@statefarm.com

Drop my name Will Hudson and I get a gift certificate for $25 for referral. Only cost you a minute to stop or call

pjolson 11-18-2020 08:54 AM

We just received a notice of nonrenewal from Tower Hill Insurance. Reason given was reduction of hurricane exposure. Our agent said Tower Hill is dropping 15,000 customers in Florida. We've had no claims for the last 40 years.

Clint Bennett 11-18-2020 09:00 AM

me to. call Farmer Ins in Leesburg tell them I refered them my new rate was almost $300.00 less

Topspinmo 11-18-2020 09:02 AM

Quote:

Originally Posted by markusb741 (Post 1861981)
Received a "Notice of Non-Renewal" yesterday from US Coastal Property & Casualty due to risk exposure management. Curious if anybody else got one. Gonna call the Villages Insurance this morning to get an explanation. We had sink hole coverage and never had any claims. Any comments or suggestions??


Yep, go shop around. I recommend getting quote from AAA.

Topspinmo 11-18-2020 09:06 AM

Quote:

Originally Posted by richs631 (Post 1862334)
Just an FYI. Those new roofs that you see going up are NOT paid from a homeowners policy. It’s paid by the roof manufacturer due to defective materials

Very few in old areas if any. You don’t get new roof after 15 or 20 years from defect.

Topspinmo 11-18-2020 09:10 AM

Quote:

Originally Posted by pjolson (Post 1862423)
We just received a notice of nonrenewal from Tower Hill Insurance. Reason given was reduction of hurricane exposure. Our agent said Tower Hill is dropping 15,000 customers in Florida.
We've had no claims for the last 40 years.

Never heard of some of these companies. I once got snooker on whole life insurance scam once. Learnt that lesson 40 years ago.

michtofla 11-18-2020 09:17 AM

Usaa Insurance
 
I called USAA for an insurance quote after I was cancelled and first of all they wouldn’t even write me a policy for my house at any price and the auto quotes were hundreds of dollars more than I was paying.

CWGUY 11-18-2020 09:20 AM

Quote:

Originally Posted by pjolson (Post 1862423)
We just received a notice of nonrenewal from Tower Hill Insurance. Reason given was reduction of hurricane exposure. Our agent said Tower Hill is dropping 15,000 customers in Florida. We've had no claims for the last 40 years.

:ohdear: Yeah..... Insurance Companies have a strange way of saying "thank you". :icon_wink:

KRM0614 11-18-2020 09:46 AM

Quote:

Originally Posted by justjim (Post 1862087)
All these new roofs I see being put on might have something to do with higher homeowner rates. I’m sure The Villages insurance can find you another insurance company to insure your home.

Stop using the villages ! I got a quote from ASI (progressive) for identical coverage villages wanted 100% more ! Call progressive

KRM0614 11-18-2020 09:48 AM

Quote:

Originally Posted by richs631 (Post 1862332)
Your first mistake is using the villages insurance company. They are very expensive. I used an outside agency and my cost was 40% less for the same coverage. Also, if you read your sink hole portion of the policy you will probably cancel it.

Stay away from the villages for banking insurance everything

GypsyRN 11-18-2020 10:05 AM

Quote:

Originally Posted by michtofla (Post 1862447)
I called USAA for an insurance quote after I was cancelled and first of all they wouldn’t even write me a policy for my house at any price and the auto quotes were hundreds of dollars more than I was paying.

As far as my memory will allow, USAA stopped writing homeowners' policies back in 2007...that's when I moved from Hawaii to Hobe Sound FL and after I had had USAA insurances on everything for 20 yrs plus. Reason: too expensive for Hurricane claims paid out.

dewilson58 11-18-2020 10:05 AM

Quote:

Originally Posted by KRM0614 (Post 1862472)
Stay away from the villages for banking insurance everything

:blahblahblah:
housing, golf, pickleball, golf carts, fishing, music, tennis, rec centers, pools, social clubs.............yep, the lifestyle is really bad. :MOJE_whot:

Topspinmo 11-18-2020 10:08 AM

Quote:

Originally Posted by KRM0614 (Post 1862472)
Stay away from the villages for banking insurance everything

Had nothing but good service from citzens first and very convenient throughout villages.


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