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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Problem at My Bank (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/problem-my-bank-329839/)

John-US 03-05-2022 05:23 AM
Quote:
Originally Posted by BrianL99 (Post 2068401)
Nice Title .... in the 50's
Not true it's used today- even by the IRS code.

a woman or a man can be head of household.

midiwiz 03-05-2022 05:51 AM
Quote:
Originally Posted by Michael G. (Post 2068419)
The teller at the bank did say by using their check and writing "cash" on it, it's telling
the bank I'm giving the bank the cash instead of with drawing cash.
That's not correct, the teller is clueless. Writing a check, you should be writing it to a person, however never say never. We are getting closer to where - no debit card - no nothing. Even my 95 yr old mother has had one for decades.

retiredguy123 03-05-2022 06:17 AM
Quote:
Originally Posted by Michael G. (Post 2068418)
We do.
Her checking has my name on it, and my checking has her name on it.
Typically, a joint account is one where either party can write a check against the account. So, why couldn't you just write another check on "her" account and withdraw the money? Unless you have a different type of joint account.

DaleDivine 03-05-2022 06:45 AM
Quote:
Originally Posted by Michael G. (Post 2068418)
We do.
Her checking has my name on it, and my checking has her name on it.
Same as my wife and mine. Never had any problems with a check written with "cash" at Wells Fargo. Butttt, we do have DEBIT cards. Carry them in a safety shield donated by Sumter County Sheriff Dept.
:shocked::shocked:

crash 03-05-2022 06:45 AM
Quote:
Originally Posted by Topspinmo (Post 2068359)
But, yet some banks allow adult kids empty parents bank account.
Only if the parent put them on the account.

DaleDivine 03-05-2022 06:47 AM
Quote:
Originally Posted by Michael G. (Post 2068419)
The teller at the bank did say by using their check and writing "cash" on it, it's telling
the bank I'm giving the bank the cash instead of with drawing cash.
Teller must be new... Been doing this for forty leven years without any problems...
:bigbow::bigbow:

bowlingal 03-05-2022 06:49 AM
if it was citizens, you don't need to write out a check, just fill out the checking withdrawal form available at the little desks as you walk in. they are blue/white. why waste a check when you don't have to?

DaleDivine 03-05-2022 06:49 AM
Quote:
Originally Posted by crash (Post 2068477)
Only if the parent put them on the account.
Yep. Should raise a lot of flags if someone tries to empty an account from a joint account.
:boom::boom:

Sandellew 03-05-2022 06:51 AM
If she had made the check payable to you you could have cashed it with no problem.

Mohawksin 03-05-2022 07:20 AM
Hoh
 
Quote:
Originally Posted by BrianL99 (Post 2068401)
Nice Title .... in the 50's
... and valid still today as one of the IRS 1040 filing categories.

rrtjp 03-05-2022 07:23 AM
Bring back the 50s, when men were men and women were women, lol.

BrianL99 03-05-2022 07:23 AM
Quote:
Originally Posted by John-US (Post 2068446)
Not true it's used today- even by the IRS code.

a woman or a man can be head of household.
A Married person cannot be a "Head of Household" pursuant to the IRS code.

Kjbatl 03-05-2022 07:28 AM
Another option for you
 
Quote:
Originally Posted by Michael G. (Post 2068283)
Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.

:cry::(:oops:

Must be "Homeland Security" at work.
I too do not have debit cards, don't want the added potential for someone to use a card at any place possible. What I do have is an ATM only card. Most banks will provide an ATM only card if you request it in place of a debit card. This way you can use the bank ATM with a pin code when you needed it but it can't go to the grocery or gas station and use it for things. Just keep your ATM cards in a lockbox at home and only take it out when you need it.

Eg_cruz 03-05-2022 07:37 AM
Quote:
Originally Posted by Michael G. (Post 2068283)
Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.

:cry::(:oops:

Must be "Homeland Security" at work.
Why would you think it was ok? Of course you can’t cash someone else’s check wife or not.

Bridget Staunton 03-05-2022 07:48 AM
Be kind to others, if for some reason your not feeling kind don’t post a negative response


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