Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Roofs (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/roofs-335534/)

RPDaly 09-29-2022 09:55 AM
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JMintzer 09-29-2022 10:24 AM
Quote:
Originally Posted by Velvet (Post 2141180)
What “free” roofs are you talking about? The ones we pay a large premium for over the years that we have insurance and then when we make a claim, we pay a large deductible too? You’re calling that “free”?
https://c.tenor.com/pXRe52mFNBMAAAAC...rcasm-sign.gif

charlieo1126@gmail.com 09-29-2022 10:29 AM
Quote:
Originally Posted by RPDaly (Post 2141191)
I cringe thinking what Ian will do you our rates going forward and even how many insurance companies will decide to leave Florida completely now.
we just dodged a major storm and people are in desperate situations and your worried about insurance rates AMAZING

MartinSE 09-29-2022 10:34 AM
Quote:
Originally Posted by charlieo1126@gmail.com (Post 2141212)
we just dodged a major storm and people are in desperate situations and your worried about insurance rates AMAZING
Thank you

MartinSE 09-29-2022 10:36 AM
Quote:
Originally Posted by Velvet (Post 2141180)
What “free” roofs are you talking about? The ones we pay a large premium for over the years that we have insurance and then when we make a claim, we pay a large deductible too? You’re calling that “free”?
Very true.

Sadly insurance seems to be necessary, but it is little more than a legalized scam.

Ever spend days arguing over a health insurance claim the company won't pay after authorizing the procedure - yeah, we pay to being SERVICED like that. (And I am using the not so complimentary meaning of SERVICED)

Hape2Bhr 09-29-2022 11:18 AM
Quote:
Originally Posted by Velvet (Post 2141180)
What “free” roofs are you talking about? The ones we pay a large premium for over the years that we have insurance and then when we make a claim, we pay a large deductible too? You’re calling that “free”?
Well, I guess all these roofs are truly defective. My car has a couple of nicks and scratches; but I'm sure the insurance company will not pay for a new car.

JMintzer 09-29-2022 04:36 PM
Quote:
Originally Posted by charlieo1126@gmail.com (Post 2141212)
we just dodged a major storm and people are in desperate situations and your worried about insurance rates AMAZING
Quote:
Originally Posted by MartinSE (Post 2141214)
Thank you
But it's perfectly cool to post about "Fun things to do during a Cat-5 Hurricane"...

charlieo1126@gmail.com 09-29-2022 04:47 PM
Quote:
Originally Posted by JMintzer (Post 2141383)
But it's perfectly cool to post about "Fun things to do during a Cat-5 Hurricane"...
theres a before and after a disaster humor

JMintzer 09-29-2022 04:48 PM
Quote:
Originally Posted by charlieo1126@gmail.com (Post 2141389)
theres a before and after a disaster humor
I'm sure the people who lost everything appreciate the difference...

Velvet 09-29-2022 10:24 PM
Quote:
Originally Posted by Hape2Bhr (Post 2141244)
Well, I guess all these roofs are truly defective. My car has a couple of nicks and scratches; but I'm sure the insurance company will not pay for a new car.
A car’s parts can be replaced on their own, try replacing part of a roof?

joshgun 09-29-2022 10:28 PM
HO premiums
 
If you think HO premiums went up in the last year wait until the insurers and reinsurers factor in Ian. Plus a couple more insurer insolvencies which other insurers have to pay for.

Velvet 09-29-2022 10:36 PM
Quote:
Originally Posted by joshgun (Post 2141448)
If you think HO premiums went up in the last year wait until the insurers and reinsurers factor in Ian. Plus a couple more insurer insolvencies which other insurers have to pay for.
Insurance business is exactly like casino business, in my opinion. They are both in it to make money.

Two Bills 09-30-2022 04:08 AM
I thought making a profit was the way to run a business.
How things change!

JMintzer 09-30-2022 08:24 AM
Quote:
Originally Posted by Velvet (Post 2141447)
A car’s parts can be replaced on their own, try replacing part of a roof?
You can easily patch part of a roof...

Velvet 09-30-2022 08:42 AM
Quote:
Originally Posted by JMintzer (Post 2141573)
You can easily patch part of a roof...
Yes, my cousin owns a roofing company up north. Patching works in the short run, and good luck against a hurricane. And patching looks bad, can’t match the old sun bleached shingles. There goes the value of your house. That is part of the reason why insurance companies don’t patch.


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