Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Roofs (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/roofs-335534/)

Velvet 09-30-2022 08:45 AM
Quote:
Originally Posted by Two Bills (Post 2141463)
I thought making a profit was the way to run a business.
How things change!
I agree. You put it more articulately than I did.

kkingston57 09-30-2022 09:41 AM
Quote:
Originally Posted by joshgun (Post 2141448)
If you think HO premiums went up in the last year wait until the insurers and reinsurers factor in Ian. Plus a couple more insurer insolvencies which other insurers have to pay for.
HIt it on the head!

Hape2Bhr 09-30-2022 10:05 AM
Quote:
Originally Posted by Velvet (Post 2141588)
Yes, my cousin owns a roofing company up north. Patching works in the short run, and good luck against a hurricane. And patching looks bad, can’t match the old sun bleached shingles. There goes the value of your house. That is part of the reason why insurance companies don’t patch.
So, it's esthetics and not function that a roof needs to be replaced; very interesting.

Velvet 09-30-2022 10:13 AM
Quote:
Originally Posted by Hape2Bhr (Post 2141646)
So, it's esthetics and not function that a roof needs to be replaced; very interesting.
Well I for one, would not be impressed with a patchwork on the roof when buying a resale. And considering what I spend on landscape and maintaining the condition of the outside of the house, I would say aesthetics are significant. Why would you imply function is not important? That is just silly. Function is first, but it’s not enough. And my premium to the insurance company reflects the cost of full roof replacement. They count on it to renew my insurance next year, they wouldn’t even insure a patch job.

CoachKandSportsguy 09-30-2022 01:32 PM
Quote:
Originally Posted by Velvet (Post 2141588)
Yes, my cousin owns a roofing company up north. Patching works in the short run, and good luck against a hurricane. And patching looks bad, can’t match the old sun bleached shingles. There goes the value of your house. That is part of the reason why insurance companies don’t patch.
very interesting piece of information. . would not have thought of that in the aesthetics light,

benj 09-30-2022 02:40 PM
Anyone uses apex roofing?

Velvet 09-30-2022 08:44 PM
Quote:
Originally Posted by benj (Post 2141783)
Anyone uses apex roofing?
My neighbor did. That’s one of the companies that asks you to sign over your rights with the insurance company. The insurance companies hate it, my neighbor said never use Apex after his experience with them.


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