Especially when they are shouting “fore” when the glass shatters.

A house on Lopez has a sign in their yard that says “free beer, tomorrow”. So I knocked on his door and asked for my free beer, he said the sign say’s tomorrow. I explained that I played yesterday so it’s now tomorrow. He went in the house and got my free beer saying he was wondering if anyone would ever think of that angle.

You made the mistake of thinking most golfers in The Villages are responsible. Do not fill divets, do not know what a rake is for, what is 90 degree rule and on and on.

The guy that hit the golf ball broke someone's window. Why wouldn't you "own up" to your "mistake" and offer to pay for the broken window? You, the golfer, broke the window!!! That is, unless you're not responsible for your own actions or you are some kind of legal weasel.

You're assuming that the golf course layout didn't make it much more likely for windows to be hit than what would be considered "acceptable'. In some cases, it's definitely more the fault of the course design than the golfer. Do you believe that the golf course designer should come over and offer an apology and offer to pay when that happens?

True story: Many years ago I was playing a course in South Florida when I pushed a shot from about 160 yards out over a large mound on the right. Two ladies (not players) drove out from behind the mound in a golf cart, with one of them saying "you broke my cell phone - what are you going to do?". I was stunned and surprised, then thought it was some kind of scam to get some cash from me.
I just told here I was going to play golf. Then later I met her husband, who was on the course playing in another foursome, and he confirmed that my ball knocked the cellphone out of her hand and broke it. He didn't seem all that concerned, and neither did I. She wasn't supposed to be on the course anyway.

Wow that could have ended differently

Well, Upnorth, I bet if you had TRIED you couldn’t have hit that cell phone out of her hand. But that is a funny story.

Another incident:

“The doctrine applies to golfers who are hit by errant golf balls or even flying club heads. These types of accidents are considered just part of the sport of golf and are to be expected. A few years ago in Wisconsin, a golfer was struck in the right side of his head by a ball that was hit by his partner. The injured golfer was taken to a hospital and died a few days later due to his injury, which caused a cerebral hemorrhage. No one was liable, since the injured golfer assumed the risk of being hit by a ball when he stepped onto the golf course to play.” Blumenshine Law Group

In my opinion, if you buy a house on a golf course, you take your chances of getting hit. And if you don’t want to, don’t buy on a golf course. Common sense? Trying to blame a player who has no intention to hit your place at all, is ridiculous.

Our home is on Lopez course but across from the tee, and the golf path on the other side...just what we wanted

:Who is Liable if a Golf Ball Causes Damage in Florida?

A general concern is damage that may be done by errant golf balls. Generally speaking, the golf club, the builder, and the course designer are usually protected from liability from golf ball damage in the same documents described above.

A golfers' liability clause might read like this: "All owners, by acceptance and delivery of a deed to a Lot, assume all risks associated with errant golf balls, and all Owners agree not to make any claim or institute any action against the Community Developer, the Club, the golf course designer, the builder or any other party other than the golfer who caused the property damage or personal injury, arising or resulting from any errant balls or golf clubs.”

This is a long way of saying a homeowner normally assumes (takes on) the risk of damage, and although golfers may be responsible for damage, collecting can be difficult and impractical. Instead, many homeowners choose to purchase homeowner’s insurance to cover such an event.

Where would liability fall if a golfer were to hit and cause injury to a person in the yard of a house on the golf course or someone walk along a street adjacent to the golf course?

I would absolutely pay for the window and apologize for my mistake but would do it through the starter shack. People here are way too prone to yelling and threats for me to be comfortable knocking on the door.

Quite a strange statement of irresponsibility. If you hit a parked car? Not my fault, I was just going to the store.

Good question for a lawyer. As an amateur, I would think it might be different for a homeowner (he bought on a golf course and is aware of the risks) than for a pedestrian (may not even know the it's possible to get by a ball on his walk).

Apples and oranges comparison. The law and the Villages rules are clearly in favor of the golfer. But, when you are driving a car, you are responsible for any damage you cause.