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Another resource for fun............Florida's Independent Insurance Agents......who have thru this thousands of times:
Could I Be Held Responsible for the Golf Ball Smashing My Window? Insurance expert Paul Martin said that you could very well be held responsible if you lived on a golf course. Since you assume this extra risk when purchasing a property on a golf course, the insurance company is likely to exclude coverage for any stray golf balls. So, if you buy a house on or near the putting green, just be prepared to cover any related damage yourself. |
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The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!! |
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Of course they can call their agent. Two errors in your statement: (1) "they" can't call a policy; (2) It's their, not there. Breath, Breath. |
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Protection on the golf course
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Protection from golf balls and storms
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[QUOTE=ldj1938;2266646]Here's my protection. Also for 'çanes or severe storms. Same system we used in south Florida. We also put up a screen to protect our lanai windows. Cheap wood frame and screen ing. We've had golf balls on the side and front of our house. You can hear them hit the roof. When I get enough collected I go to the driving range.
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My post will not change anybody’s mind about a window broken by a golfer on a golf course. Legally you may not be responsible for repairing the residents window. I say “may not” because I did read of a court case (I can’t imagine going to court for a broken window) where the court decided that a golfer was responsible for an errant golf ball that did property damage to property off the golf course. But for purposes of my post I will say you are not legally responsible for replacing a window on a house along a course in The Villages unless you could prove “negligence” on the part of a golfer. That said, how much does a window cost? Full disclosure: I have never damaged anybody’s property that is build adjacent but off golf course property. If I did, I would apologize and offer to pay for the damage to the property out of my pocket because I would feel morally responsible, if not legally responsible, to do so. How much would a window cost? With all that is happening in the world today, a broken window is the least of our issues but to each his own choosing.
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I lived on a golf course and loved it. There is a cost though. Believe it or not there are golfers who hook or slice. Our patio enclosure was a constant victim of bad form but I LOVED where I lived.
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