I know this is not a popular answer but each year I shop each policy I have and end up staying with The Villages Insurance. This year for the car I went with Auto Owners Insurance thru The Villages and it was half the price of Travelers Insurance. Good Luck OP.

Crazy world we are in for the past year. Eggs are up over 40% from last year.

Auto insurance
 

I shop mine every year and have found the first 6 months they give you a good deal, ie Geico, and then jack it up.
I have used Elly at Triton Insurance , a broker, and she finds me the best ongoing deal. 954-773-9434
She’s done the same for my family and friends.

Just renewed our Travelers Insurance on Auto and no change to speak of.
On the other hand, like everyone else on the Homeowners side it went up about 20 percent.

Been with State Farm all my life. Wife and I both turned 80 this year and they increased my rate on 5 year old car 43%—and car is only driven 3k miles per year! Thought age discrimination was illegal.

Aaa
 

I have had State Farm, Allstate and now I'm with AAA. I saved hundreds of dollars by going over to AAA. They have gone up also but not like the others. Hope it doesn't change this year.

I've been with State Farm auto since moving to TV. I like the way they charge your credit card monthly. I do use their app which gives you a discount if you get a perfect score, which doesn't happen often since each time I get deducted points for driving the roundabouts too quickly.
No increase yet but Ill be watching my mailbox.

We are paying for all the rich people's homes on the coast that get slammed by hurricanes. Not class warfare, just the facts.

I would think that the reason for the increase in insurance is the INCREASE in speeding and running stop signs that I notice in my neighborhood after the major part of the Pandemic was over. The certainly could also be other reasons. Body shops have probably increased their repair costs to keep up with the general inflation. Plus a lot of companies, in general, around the whole country have taken advantage to raise prices.

Well check if you want but everything is going up, bet your home Ins. went up too! You would think that I haven’t had a claim in 10,15 or 20 yrs. but thousands of of other people have, who do you think pays for these claims not just the ones that turn in claims, everyone pays. I haven’t never turned in a house Insurance claim, last yr. (2022) my Ins. Was just under $900. a yr. got my bill for this coming yr. & it’s costing me $1,400.+ believe me you won’t get it any cheaper. Good luck checking!

I have been with State Farm since 1966. One of the reasons is that I am grandfathered under the original policy which states that State Farm cannot cancel a policy. I, too, have been subject to annual increases in the last two years. The agent informed me that State Farm will increase my rate annually because I am over 80. I asked if it was the company's desire for those over 80 to surrender their driver's license. The agent shrugged. I will deal with these increases because other carriers may not be willing to insure me.

I agree about homes on the coast. All new buildings should be 1/2 mile from the water line.

I am thinking that most 80-year-olds WOULD have statistically MORE accidents PER MILE. But, because they drive FEWER miles, I would think that those factors would average out - leaving the insurance company with the same, or less, repair costs as a younger driver.

Yes, we did the same: went through the Villages insurance. We’ve had Gieco for decades and the price went through the roof. No accidents or tickets. We called The Villages insurance and got 1/2 the price.

One has to remember, auto insurance cost is actually very small for most of us but someone has to cover the costs of all the unlicensed/uninsured including the huge number of undocumented people driving in the USA. Someone has to fund those costs and it’s us.