Print???? Just save it to an external hard drive, disconnect that drive when not in use.

You will get an E statement earlier than a statement sent via snail mail. You actually get more days to verify the accuracy of the charges before the auto payment comes out of your account.

You are right. We use the Synchrony/Sams Club card for gasoline purchases, and restaurant purchases because of the 5% rebate. That has been better than 15 cents a gallon. Using the Loves truck stop app or Walmart+ appgets an additional 10 cents a gallon off the price. The rebate is only usefil at Sam’s Club, but we have no trouble spending that much there, and it more than pays the membership fee. So far, no fees from Synchrony, but I download a PDF statement.
Otherwise, we use the cash back card. We reserve a third card for online purchases, too.

Unfortunately that paper reminder is going to be history. Anytime I miss the "going paperless" notification from a company and receive that $2 charge, I call them and have them waive the fee.

Not good. When we got the Sam’s account through Synchrony, we discovered an old long forgotten Bealls account. We just closed it.
AMEX is offering an affinity card with Marriott Bonvoy that might be worthwhile, no fees and enough sign-up points for about 5 nights free lodging.

Since we are now paperless for all of our bills, we have 2 ways to remind us to pay credit cards online.
1) Put a recurring reminder on your electronic calendar to pay the bills.
2) We have a white board calendar which we have all of our appointments, meetings, tee times, etc for the month. Along side that, I have the monthly due date for the credit cards.

On the average month, I check each account twice. Given the amount of fraud, it is a small layer of protection.

I just make a note on my ToDo list to pay the bill a couple of days after I use the card. It takes 1-2 days to post. I don’t wait for the email. Works great.

I’ve canceled my 3 store cards, Synchrony being one of them. I’m over the store rewards…they are not really rewards anyway.

Try viewing only, why print the statement?

I am take a bucket trip on Amex points.
 

An actuary once told me use my Amex for everything I possibly can. “If you have to pay for something why not get something in return” were her words. She said she had enough points to cover two round-trip first class airfares anywhere on earth. I have been following her advice, and now I am redeeming my points for a fly/drive trip from San Francisco to San Diego and onto the Grand Canyon…all on points I have accumulated. The fights, the hotels, and the car rental inclusive. I even received a few upgrades and perks just for being a member.

The best advice is to use the card then go into your online checking and send them the payment right away. No big surprises at the end of the month and no interest charge.

We even has some left over points and points from other cards that can be used if need be.

California here we come!

I'm confused. Why not just sign up for paperless banking?

I don't have any store cards, but I do have a second credit card that I occasionally use for risky online purchases. When I do, I make an immediate online bill payment for that amount from my checking account, so my balance goes to zero. I never need to deal with a monthly statement for that card. Credit card companies will accept a payment at any time or multiple payments, regardless of the statement date.

Zero balance
 

[B]Here is my question: if your account has a zero balance and you have not signed up for the paperless banking do you still get a $2/monthly charge?

Lowe’s notified us a few months ago that they would charge for paper statements. We have had a zero a balance with them since then and have not received any statements.

I haven’t cancelled the card but I certainly would if I got a zero balance statement with a printing charge and I doubt I’d be alone in that action.

I'd be curious how dropping them all impacts your credit rating. I was always told credit, length of credit, and balance impact the rating, as well as too many credit cards impact it too.

If it doesn't work out well maybe setting up an email for this account only and just check it around the time they send statements out.

great advice!