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-   The Villages, Florida, Political talk (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/)
-   -   Bye-Bye Obamacare, Hello An Avalanche of Medical Bankruptcies (https://www.talkofthevillages.com/forums/villages-florida-political-talk-88/bye-bye-obamacare-hello-avalanche-medical-bankruptcies-233220/)

dave harris 03-08-2017 07:20 AM

Quote:

Posted by Guest
I am 53 years old, healthy (no prescriptions, no doctor visits, no health issues), I go for preventive testing every 3 years (at a local hospital and pay out of pocket for testing of PSA, cholesterol, etc), I have had health insurance since I was 18.

Does it sound like I am the type of person that does not understand what drives prices in the health insurance market? My premiums went from $750 a month to $1300 since Obammacare was enacted. Of course my premiums had gone up from when I was 18 over the years but never had it gone up 80% in 3 years!!

I am not the only one that has this complaint, I have had many conversations with people that have experienced a similar rise in premiums and none were happy about that.

You must be a person that never had healthcare, you must be paying less than me for healthcare due to Obammacare??

I have had car insurance all my life, without a chargeable accident, never have I said, wow I'm being charged so much with no return. Also, maybe you weren't paying enough in healthcare to begin with, maybe your insurer is ripping you off, have you shopped? I'm on medicare A and B and D with supplemental so I do not know your situation, enlighten me.

dirtbanker 03-08-2017 07:20 AM

Quote:

Posted by Guest
Here's a little nugget from the Bible for all you good Christian right wingers to ponder:

Matthew 25:35-40English Standard Version (ESV)

Blah, blah, blah

No, I don't expect this to change your mind about helping each other, because your money and your political party are far more important to you than Christianity or humanity.

You quoted my post, in which I expressed my healthcare premiums going up 80% in 3 years, with a bible verse intending to be a slap in my face??

I am Agnostic. Now don't go thinking that I worship the devil, because I don't believe in him either. My money is my money, I don't feel I owe it to Gods or lazy helpless bums. I need my money to continue to pay my way thru life without burdening others.

If your money is not as important why don't you stop taking tax deductions (that extra money you pay in taxes could be given to welfare recipients)? You are a typical liberal that wants to be generous with other peoples money.

dave harris 03-08-2017 07:22 AM

Quote:

Posted by Guest
OK, then you enlighten me and tell me about what you think is the Biblical context. Show me where the Bible says anything about not helping the "perpetually poor" or "fakers who are ripping you off." Point out to me in your context where the Bible says that we don't need to help the poor and sick of a particular "race" as you suggest. The Bible says we should help the poor and sick to be Christian, and your imagined and made up "context" does not exist. You don't get to twist the teachings of Jesus into something that fits your distorted political philosophy.

You have to realize your dealing with fake Christians, they go to church on Sunday and when they leave, they leave the bible behind.

dirtbanker 03-08-2017 07:26 AM

Quote:

Posted by Guest
Everyone benefits from the government in some way....it cannot be segregated as you put it....but the "fakers" are but a small minority of those in need. Most of those "fakers" are wealthy business owners that bilk the government for $millions, and you complain about a few people who may, from time to time, get something with which you don't agree, and say that they are the problem. Most welfare recipients are children, then the elderly, and then the disabled. You are willing to sacrifice them for what? Evidently YOUR Christianity is different from mine, because mine says that you should love one another, not put a price tag on them.

Why don't you explain how I have benefited and need to pay 80% more for health insurance...

dave harris 03-08-2017 07:26 AM

Quote:

Posted by Guest
You quoted my post, in which I expressed my healthcare premiums going up 80% in 3 years, with a bible verse intending to be a slap in my face??

I am Agnostic. Now don't go thinking that I worship the devil, because I don't believe in him either. My money is my money, I don't feel I owe it to Gods or lazy helpless bums. I need my money to continue to pay my way thru life without burdening others.

If your money is not as important why don't you stop taking tax deductions (that extra money you pay in taxes could be given to welfare recipients)? You are a typical liberal that wants to be generous with other peoples money.

The minute you need the government you will come crawling, just like all the others who speak like you.

dave harris 03-08-2017 07:27 AM

Quote:

Posted by Guest
Why don't you explain how I have benefited and need to pay 80% more for health insurance...

Maybe you weren't paying enough to begin with.

dirtbanker 03-08-2017 07:34 AM

Quote:

Posted by Guest
I have had car insurance all my life, without a chargeable accident, never have I said, wow I'm being charged so much with no return. Also, maybe you weren't paying enough in healthcare to begin with, maybe your insurer is ripping you off, have you shopped? I'm on medicare A and B and D with supplemental so I do not know your situation, enlighten me.

Did your car insurance go up 80% in 3 years??

Of course I have shopped!!

Did you read the first line of my post that you quoted? I said I was 53 years old, that is too young to be on medicare (I believe that is age 65)...you are getting more than you pay for, you are on the other side of the fence.

I don't believe anyone can enlighten you...

dirtbanker 03-08-2017 07:44 AM

Quote:

Posted by Guest
Maybe you weren't paying enough to begin with.

The insurance company had been giving me an 80% discount and realized their mistake just when Obammacare was enacted...I said I was healthy, I said I had health insurance since I was 18, I said I have spoken to others that had the same issue...And your thought is I was not paying enough to begin with??

Really?

I have accused you of being dumber than a box of rocks...I stand by that accusation. You are an annoying idiot that can not read and comprehend. Now everyone (including myself) makes mistakes on here from time to time, but you are one mistake after another. It is a wonder an idiot like you lived to be old enough to enroll in medicare.

Paper1 03-08-2017 07:48 AM

Quote:

Posted by Guest
Many/most people will use close to $1 million worth of healthcare in their lives...the majority at the end...the last year of their life. To "pay" for $1 million...you would have to pay over $1000 a month EVERY month for 80 years.

Healthcare simply costs TOO MUCH. We CAN'T afford it as it stands now.

Thank you, that fact seems to be lost on this group of posters. The person who paid $20,000 in premiums in 5 years for his NY retirees insurance is a lot better off than he thinks. My wife and I paid well over $20,000 in 2 years. Our premiums cut in half when I went on Medicare this month so our costs dropped significantly. That said healthcare cost did not drop so who is making up the difference? Regardless if we "paid into Medicare and social security all our lives" both programs are out of money and out of control regardless of what our elected leaders say about trust funds. Although the for profit medical industry we allowed to grow out of control has given us the most advanced care in world it also only works if someone else is paying, like government for instance.

Don Baldwin 03-08-2017 07:49 AM

Quote:

Posted by Guest
Not for a minute do I believe it will, but if the Republican's plan results in just as many American citizens being covered and slows the rise of healthcare costs that have been rising for three decades now...then I'm all for it.

What I predict will happen though, is that premiums will actually increase at a greater rate than they have, given that preexisting conditions still have to be covered...but there is now no mandate that everyone has to participate to offset the higher risk pools.

How can they not? :oops:

I also predict that the bigger mess this creates compared to the ACA, will come back to haunt the Repub's...since they now own it. :D

It should be interesting to watch. :popcorn:

Premiums MUST go up...to cover the ever increasing cost of healthcare. $1 million spread out over 80 years...is over $1000 a month.

Quote:

Posted by Guest
I am 53 years old, healthy (no prescriptions, no doctor visits, no health issues), I go for preventive testing every 3 years (at a local hospital and pay out of pocket for testing of PSA, cholesterol, etc), I have had health insurance since I was 18.

Does it sound like I am the type of person that does not understand what drives prices in the health insurance market? My premiums went from $750 a month to $1300 since Obammacare was enacted. Of course my premiums had gone up from when I was 18 over the years but never had it gone up 80% in 3 years!!

I am not the only one that has this complaint, I have had many conversations with people that have experienced a similar rise in premiums and none were happy about that.

You must be a person that never had healthcare, you must be paying less than me for healthcare due to Obammacare??

You've been paying too little and they're increasing premiums to cover the current costs. Over $1000 EVERY month for 80 years equals $1 million, an average amount of healthcare costs in a lifetime.

Quote:

Posted by Guest
Your answwer is let them die, maybe if it was someone you loved it would be different.

It's inevitable. You CANNOT spend a $ million per person. Especially when they're elderly and all you're getting is a few extra months. It's has to stop...it will stop.

You'll know it's coming when they start showing, getting us accustomed to...end of life alternatives...in movies and TV. Euthanasia. The religious are the ones who are against it. But I think we will see it. Healthcare is simply TOO EXPENSIVE to treat everyone.

Quote:

Posted by Guest
OK, then you enlighten me and tell me about what you think is the Biblical context. Show me where the Bible says anything about not helping the "perpetually poor" or "fakers who are ripping you off." Point out to me in your context where the Bible says that we don't need to help the poor and sick of a particular "race" as you suggest. The Bible says we should help the poor and sick to be Christian, and your imagined and made up "context" does not exist. You don't get to twist the teachings of Jesus into something that fits your distorted political philosophy.

Well first off...the "Bible" is basically the Jewish Torah with the "New Testament" which is basically...all PAUL...thrown in to pretty much contradict everything in the "original" OT Bible.

It's ALL fiction. The OT based on older stories. The NT a creation of Paul who is the REAL founder of "Christianity". There is NO evidence that the "Jesus of the NT" ever existed let alone did all the "miracles" he's accredited with doing. PAUL wrote most of the stories about Jesus and the parables. The "books" supposedly written by John, Luke, Mark, etc...are anonymous often rewritten and changed. What you are reading has been changed and shuffled around to no end. Entire "books" of the NT were taken out. Words changed...things left out...things added. It's all FAKE. Done by "church scholars" who wanted to ensure they'd get their 10% cut...their tithings...you are being fooled.

The Jews weren't fooled by Paul. There is NOTHING in either religion that PROVES Jesus (as seen in the Bible) EVER existed. Flavius Josephus? He NEVER met Jesus, he wrote DECADES later that he'd "heard of a Christ". NOBODY contemporary to Jesus writes of him. There are no Roman records of him or the trial/crucifixion. There is NOTHING but YOUR "records"...church records. And they are...ALL...VERY...post Jesus.

I was simply making a point that your Bible does not specifically mention being "nice" to blacks or fakers. Back then...not many knew blacks existed...they weren't "discovered" until much later. Some Arabs had found them, enslaved them, maybe the Egyptians too...who REALLY knows because there is so much disinformation out there.

All I DO know is what they do to a school when they show up in numbers...what they do to a neighborhood...a town...a city...a COUNTRY. They DESTROY them all and they'll end up destroying here too if they're allowed to keep breeding like they are.

Disagree? Lets hear of their great contributions to civilization.

They are NOT us...but we're stuck with them.

dave harris 03-08-2017 08:03 AM

"Conservative backlash threatens to sink new GOP health bill"

The repub's can't get their ducks in a row. LOL

https://www.yahoo.com/finance/news/g...082555224.html

Don Baldwin 03-08-2017 08:08 AM

Quote:

Posted by Guest
You quoted my post, in which I expressed my healthcare premiums going up 80% in 3 years, with a bible verse intending to be a slap in my face??

I am Agnostic. Now don't go thinking that I worship the devil, because I don't believe in him either. My money is my money, I don't feel I owe it to Gods or lazy helpless bums. I need my money to continue to pay my way thru life without burdening others.

If your money is not as important why don't you stop taking tax deductions (that extra money you pay in taxes could be given to welfare recipients)? You are a typical liberal that wants to be generous with other peoples money.

Why DOES "God" need money? I mean really...supposedly KNOWS EVERYTHING past present and future. All powerful, created the entire universe.

So WHY does he need money?

So some bugs sitting on a lonely rock can "spread the word"?

Quote:

Posted by Guest
The minute you need the government you will come crawling, just like all the others who speak like you.

Human nature...like people will turn to religion when times get tough.

Quote:

Posted by Guest
Did your car insurance go up 80% in 3 years??

Of course I have shopped!!

Did you read the first line of my post that you quoted? I said I was 53 years old, that is too young to be on medicare (I believe that is age 65)...you are getting more than you pay for, you are on the other side of the fence.

I don't believe anyone can enlighten you...

I WOULD if they suddenly HAD to insure 50 million people who didn't have it before. At 1/12th the actual cost to insure them. Obamacare SHOULD be charging $1000 a month. It charges $1000 a YEAR.

Quote:

Posted by Guest
Thank you, that fact seems to be lost on this group of posters. The person who paid $20,000 in premiums in 5 years for his NY retirees insurance is a lot better off than he thinks. My wife and I paid well over $20,000 in 2 years. Our premiums cut in half when I went on Medicare this month so our costs dropped significantly. That said healthcare cost did not drop so who is making up the difference? Regardless if we "paid into Medicare and social security all our lives" both programs are out of money and out of control regardless of what our elected leaders say about trust funds. Although the for profit medical industry we allowed to grow out of control has given us the most advanced care in world it also only works if someone else is paying, like government for instance.

LOTS of things get lost on them...

Medical costs are increasing almost exponentially...premiums must too to keep up.

They are lost to the fact that Hispanics are taking over too. THEIR populations are growing almost exponentially...they'll be the majority and change the country completely in another 30 years.

Like I said...lots gets lost on them...age...dementia I guess.

dirtbanker 03-08-2017 09:30 AM

Quote:

Posted by Guest (Post 1369900)
"Conservative backlash threatens to sink new GOP health bill"

The repub's can't get their ducks in a row. LOL

Conservative backlash threatens to sink new GOP health bill - Yahoo Finance

LOL? Why is that funny to you??

Sent from my SAMSUNG-SM-G890A using Tapatalk

dillywho 03-08-2017 12:12 PM

Much of the healthcare costs can be attributed to those who run out and get a lawyer the minute they are not restored to perfect health. I know doctors who have given up their practice because they REFUSED to pass along the outrageous costs incurred by them for malpractice insurance. They chose instead to stay with the career they loved by going into research. How do I know this? They were MY doctors, that's how. Our primary doctor had to drop several of his patients because he was making too many referrals to specialists when it was out of the range of his expertise. That is exactly WHY I will never again participate in an HMO system. When we retired, we had no choice in order to keep our company insurance there.

My husband suffered a stroke following surgery 15 years ago. One lady here in TV asked me why he cannot carry on a conversation. (It is called Expressive Aphasia.) When I told her the reason, her first words were "I bet you guys are fixed for life after that lawsuit!". My words to her were, "What lawsuit? He knew the risk going in and was willing to take it. It was not the doctor's fault! It happens and that is why the possibilities of what could happen were explained beforehand."

Medicine is not what it was in the horse and buggy days. Like any other business, yes it is a business, there are many other expenses besides just his/her fees and malpractice insurance. Doctors of old did not have to deal with that. They did not have office staff, cleaning services, nurses, supplies, equipment, outright office purchase or lease, expensive medical school, etc. The list goes on. Why should doctors and hospitals, etc. not bring in enough to meet those expenses? Think of all the ones that get the care and never pay a penny because they won't, not can't. Yet, the hospitals cannot turn them away because of it. Thank the deadbeats in your blame, too. Too many won't even pay their doctor bills because they don't want to give up their lifestyle. And I am not talking about food and medicine, but the latest electronic gadgets, nice car, etc.

Insurance, especially Medicare, will pay only so much. If they get billed for the exact cost, then they will still only approve a portion and then pay a portion of that approval. Unless the charges are well above, then doctors and hospitals cannot even recover the actual cost. I know of no business, public or private, that can sustain by operating at a loss year after year.

Many complain about the Morses. Why should they invest all the money, take all the risks, and then just say, "Come and get it....no charge because we have wealth."? There are plenty here that think that very thing. Would you do it if it was your business? Didn't think so.

dave harris 03-08-2017 12:23 PM

Quote:

Posted by Guest
did your car insurance go up 80% in 3 years??

Of course i have shopped!!

Did you read the first line of my post that you quoted? I said i was 53 years old, that is too young to be on medicare (i believe that is age 65)...you are getting more than you pay for, you are on the other side of the fence.

I don't believe anyone can enlighten you...

try


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