Golf Cart Insurance for Non-US Citizen & US Citizen Spouse

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Old 11-24-2014, 06:06 AM
walkr walkr is offline
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Default Golf Cart Insurance for Non-US Citizen & US Citizen Spouse

My friend is a US citizen but her husband is not, and she has just been notified that her golf cart insurance carrier is not renewing their coverage because her husband is not a US citizen. He is still working full-time and does not have a US driver's license. He drives the golf cart as his mode of transportation when he is down here. He is here for several weeks or a month a few times a year.

The insurance company wants him to get a US driver's license. But if he does that, then that makes their car insurance much higher. He doesn't want or need to drive a car here.

Does anyone have a similar situation?

Thanks for your help.
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Old 11-24-2014, 08:27 AM
Harleyman Harleyman is offline
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Most of our Canadian friends including myself, went through the villages for our golf car insurance and did not have any trouble at all getting the coverage. None of us have US licenses.
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Old 11-24-2014, 10:17 AM
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Most of our Canadian friends including myself, went through the villages for our golf car insurance and did not have any trouble at all getting the coverage. None of us have US licenses.
We don't have Florida driver licenses and we're not US citizens.
We've never had a problem obtaining golf cart insurance.
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Old 11-24-2014, 10:24 AM
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My wife is a not a US citizen but she has a FL driver's license.

If the husband is here for that much time, he should simply get a FL license.
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Old 11-24-2014, 11:53 AM
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My wife is a not a US citizen but she has a FL driver's license.

If the husband is here for that much time, he should simply get a FL license.
If he does not drive a car in here, then why should he go through all of those requirements to get a Fl license? It is not an easy process if he just wants to drive a golf cart.

Personally, I would find another golf cart insurer.

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Old 11-24-2014, 03:29 PM
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The insurance company wants him to get a US driver's license. But if he does that, then that makes their car insurance much higher. He doesn't want or need to drive a car here.
We have golf cart insurance through Stacy and we don't have Florida driver's licenses.

Stacy Clyatt
Sumter - Marion Insurance
Southern Trace
3513 Wedgewood Lane 
The Villages, Florida 32162 
phone:  352-751-6560 
fax:  352-751-5951
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Old 11-24-2014, 06:51 PM
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Allstate does not require that you have a drivers license or be a US citizen
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Old 11-24-2014, 08:47 PM
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Thanks, everyone, for your responses. I will pass them along to my friend.

Happy Thanksgiving!
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Old 11-27-2014, 04:26 AM
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Originally Posted by Barefoot View Post
We have golf cart insurance through Stacy and we don't have Florida driver's licenses.

Stacy Clyatt
Sumter - Marion Insurance
Southern Trace
3513 Wedgewood Lane 
The Villages, Florida 32162 
phone:  352-751-6560 
fax:  352-751-5951
Do you own the cart? I called Stacy today and they do not have insurance for people who rent carts. She was married awhile ago so her last name has changed but she's the only Stacy there now.
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