Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#1
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Golf cart impouned by insurance company?
I have been on this forum since 2009 and have lived in TV since 2011. I have read stories about golf cart accidents that have been reported by the Daily Sun, the Villages News and on TOTV. I understand the laws affecting golf carts and street-legal carts.
I have never heard (neither factual stories nor urban myths) of a golf cart being impounded after an accident, then subsequently the owner being denied coverage by an insurance company. I'm not attempting to defend those owners who modify their carts to exceed the legal limit. Have I missed reports of impounding and insurance denial? Thoughts? |
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#2
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I've never heard any but I would think an LEO accident reconstruction team would go thru through the cart just as they would a automobile. When I lived in Massachusetts the company I worked for had a customer who's company performed accident investigations. They did a lot of ATV's, snowmobiles, jet ski's, golf carts, and even ultralights. Every time I worked at their building there was new stuff.
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#3
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Not sure what you are thinking
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If, you have a golf cart that does not exceed 20 mph by law, you do not need insurance, you do not need a drivers license, it is not a registered vehicle so you do not need plates. re: Impounding after an accident I DON'T KNOW but I would assume after a serious accident what is left of the golf cart has little or no value, re: insurance From the TOOOOOO MANY posts on this subject, many people do not understand what insurance is. If, you damage someone else or their property they are ENTITLED to be put whole. If, you have paid for insurance some of the loss will be paid for by the insurance. IF, YOU DECIDE NOT TO PAY FOR INSURANCE YOU ARE SELF INSURED-NOT PAYING FOR INSURANCE DOES NOT LIMIT YOUR RESPONSIBILITY OR IF YOU PREFER-YOUR LIABILITY. LAUGHING A BIT-I can tell you that should anything go wrong, reading a post on talk of the villages IS OF NO VALUE. I've read that there is a golf cart safety question and answer presentation at Savanna Center every third weds of the month. I would check my information re: the presentation. I've never gone. For what it is worth, my golf cart is set for 20mph and is insured. |
#4
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I was run off of the road by another golf cart and my insurance company sent a rep to the repair shop. My golf cart is capable of going 35 mph and not one word was said by the insurance company.
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#5
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The Beatlemaniacs of The Villages meet every Friday 10:00am at the O'Dell Recreation Center. "I never considered a difference of opinion in politics, in religion, in philosophy, as cause for withdrawing from a friend." - Thomas Jefferson to William Hamilton, April 22, 1800. |
#6
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"If you don't have insurance and are found to be at fault you could lose everything you have."
Not true. In FL, you cannot lose your home or your retirement accounts in a lawsuit. |
#7
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And you can not lose your spouse.
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#8
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I don't believe an insurance company has any legal authority to impound anything.
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Black Sabbath Matters |
#9
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Good to knoe
This is good to know, however, insurance on a "regular cart" is less than $100.00 a year. Why take the risk for 100 bucks and less?
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Most people are as happy as they make up their mind to be. Abraham Lincoln |
#10
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I didn't say you shouldn't. I just get tired of the uninformed use of the term "you could lose everything".
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#11
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what you describe was not intentional but an "accident" |
#12
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#13
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Too bad for the uninformed.
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"All that is necessary for the triumph of evil is that good men do nothing" Edmund Burke 1729-1797 |
#14
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I agree Challenger
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It is better to laugh than to cry. |
#15
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I agree as well.
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Closed Thread |
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