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speed vs insurance

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  #46  
Old 09-20-2023, 10:04 AM
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My previous golf cart would go 35. I was involved in an accident and insurance company (USAA) never said a word about it and paid the claim.
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Old 09-20-2023, 10:07 AM
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Originally Posted by Fastskiguy View Post
I'd love to know the real number but I agree...many go over 20. Down south I'd say it's darn near 100% rolling along at over 20mph. Other than the post by johnnybegood I've never heard of anybody getting a ticket so I'm not sure it's really "a thing".

Joe
Then the real question is .....should the Police enforce Golf Cart speeding more vigorously? People in this forum often speak of drunken golf cart drivers and golf carts overturning or hitting trees. Why ignore such an obvious problem? It's like the "broken window" Police concept in NYC many years back.
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Old 09-20-2023, 10:08 AM
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If you get into a accident, and it becomes a lawsuit against you, you can be sure some slick lawyer will bring this up..
  #49  
Old 09-20-2023, 10:12 AM
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You dont have to adjust the governor to get the cart to go 30, or maybe even 35. Its linkage.
  #50  
Old 09-20-2023, 10:14 AM
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Originally Posted by Marmaduke View Post
We bought our cart at Cart World on 441, Lady Lake. It's one of the oldest and most reputable dealers in this area.

Our salesperson told us that they sold a cart to a man who changed the governor. He was involved in an accident that resulted in a death of another person.
The FIRST thing the police did was to impound the cart. The governor was checked, and found to be well above Florida regulations.
The store was spoken to by investigators about their proof of factory/mfg. delivery of the cart to the man and they were free of ANY AND ALL wrongdoing.

On the other hand, the man who changed the governor was charged. Proof was with the impounded golf cart and he was found guilty. He went to prison. Some lawyer probably got him out right away, I don't know.

I'd imagine that his insurance company did not pay the victim's family, but I have no further information.

I would imagine he lost, in more ways than one, and asked himself IF he would've done it all over again, if given a 2nd chance?

REMEMBER the 59th Bridge song.

That sales persons story convinced us to leave it alone!
I would say that the magnitude of that possible punishment FAR exceeds the benefit of going 5 MPH faster than is legal. What does a 5 MPH extra speed get you? Do you arrive at your card-playing group 30 seconds earlier?
  #51  
Old 09-20-2023, 10:20 AM
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Originally Posted by bogmonster View Post
It’s not carts going 20.1, but rather much faster. I clocked my buddies cart at 32 mph
I think that the psychology here is a bunch of frustrated stock car "want-to-be-s". Since the golf cart is designed for 20 MPH and has a high center of gravity - which affects both cornering and braking adversely - then, it seems almost suicidal to go 32 MPH.
  #52  
Old 09-20-2023, 10:26 AM
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Originally Posted by mraines View Post
There are many golf carts in TV that go over 20 mph. I have never seen anyone ticketed for speeding. Mine goes 20 and I am constantly being passed by faster carts. Where are you all going in such a hurry? If you need to go that fast, use your car. By the way, yesterday I had my left turn signal on and someone passed me on the left. Does anyone here really even know how to drive?
Possibly because half the time on carts some people forget to turn their turn signals off, and the person passing you probably assumed you were one of them. When I drive my cart I never watch turn signals I always watch the angle of the cart or the driver. Now if you were not driving a golf cart, but a car, that’s a different story.
  #53  
Old 09-20-2023, 10:26 AM
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Originally Posted by jimjamuser View Post
I blame insufficient Police presence for not bringing speeders back into compliance. Many people also complain about automobiles speeding on the major Village roads such as Morse.
Quote:
Originally Posted by jimjamuser View Post
I could easily catch 3 speeders going past my house every day - maybe more. They are easy to spot because they are louder than the under 20 MPH vehicle. I am impressed with this post because it shows a SERIOUS deterrence capability. I wonder WHY (?) so many don't COMPLY?
........To try to answer my own question - maybe there just is inadequate Police presence?
Quote:
Originally Posted by jimjamuser View Post
Then the real question is .....should the Police enforce Golf Cart speeding more vigorously? People in this forum often speak of drunken golf cart drivers and golf carts overturning or hitting trees. Why ignore such an obvious problem? It's like the "broken window" Police concept in NYC many years back.
And here we go again.

Every morning I turn on the news and there is a shooting somewhere in Central Florida. Everyday someone is injured by a gun or knife, someone is scammed out of their life savings, a woman is accosted and a 15 year old gets into an accident without a license. Some low-life kills a cop in Daytona and the morons on the jury come back with "manslaughter".

But, by all means, let's spend precious police resources trying to catch a golf cart going 20.1 MPH. OMG, the humanity, the humanity . And why??? For "safety"? 20.1 is very dangerous and 19.9 is fine? Now the guy who had his cart set to 35 is a whole different story, but that is pretty unusual----22 or 23 is what I generally see these days. Or is because anyone who gets passed is irate? Or because everyone who slogs along at 14 MPH thinks everyone should do as they do?

I get passed every day, my cart can occasionally get to 21 downhill but struggles at 18.5 uphill. So what? They come up from behind me, pass me, and then they are gone. No big deal, why should I care? (Again, not referring to the cart outliers at something ridiculous like 35)
So why are there those on TOTV that get their undies in a bunch just because someone's cart is faster? Why do people continually post this nonsense of "we're retired, what's the hurry"? None of know what their hurry is, maybe they're ill or have a potty emergency. It's not for us to decide, and the same goes for cars as well. (I direct that to the left lane Louie's that want to impose their speed on everyone else).
  #54  
Old 09-20-2023, 10:46 AM
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Originally Posted by samquiros View Post
I think the issue is not whether you are going to get a ticket or not. The issue is whether you have a habit of breaking the law or not, and how safe it is to do so.

Me, I do not make a habit of breaking the law knowingly. I also think that a golf cart over 20mph is unsafe. So I avoid exceeding 20mph, since that is the speed limit on the multi-modals, and I respect that.

Your mileage may vary.
So, you've never driven 5 miles over the speed limit in your car? Or do you only do it "unknowingly"?
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  #55  
Old 09-20-2023, 10:50 AM
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Originally Posted by Marmaduke View Post
We bought our cart at Cart World on 441, Lady Lake. It's one of the oldest and most reputable dealers in this area.

Our salesperson told us that they sold a cart to a man who changed the governor. He was involved in an accident that resulted in a death of another person.
The FIRST thing the police did was to impound the cart. The governor was checked, and found to be well above Florida regulations.
The store was spoken to by investigators about their proof of factory/mfg. delivery of the cart to the man and they were free of ANY AND ALL wrongdoing.

On the other hand, the man who changed the governor was charged. Proof was with the impounded golf cart and he was found guilty. He went to prison. Some lawyer probably got him out right away, I don't know.

I'd imagine that his insurance company did not pay the victim's family, but I have no further information.

I would imagine he lost, in more ways than one, and asked himself IF he would've done it all over again, if given a 2nd chance?

REMEMBER the 59th Bridge song.

That sales persons story convinced us to leave it alone!
Such a lovely story... And he told it so well...

I don't believe a word of it...

Did you hear about the guy who smoked his expensive cigars and then put in a claim for them being burned in a fire?
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  #56  
Old 09-20-2023, 10:53 AM
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Originally Posted by Marathon Man View Post
"This one time... at Band Camp..."

Notice how the "story" doesn't provide a shred of evidence, only an anonymous person who sent in an email...
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  #57  
Old 09-20-2023, 10:55 AM
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Originally Posted by HawkinsGuy View Post
So what’s so wrong with that? I love my old wife’s tail!
Let's have a show of hands - who gets this ?
  #58  
Old 09-20-2023, 10:56 AM
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Originally Posted by jimjamuser View Post
Let's have a show of hands - who gets this ?
So far, the morality and decency "police" have not complained
  #59  
Old 09-20-2023, 11:00 AM
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Originally Posted by jimjamuser View Post
A better question is, "Why would ANYONE WANT to drive a golf car over 20 MPH?" There are MANY reasons NOT to drive over 20. Firstly, we are mostly ALL retired so we have plenty of time to commute ANYWHERE we want to go. I personally think that speeding in automobiles and golf carts TODAY has something (?) to do with the time when the roads were mostly empty due to COVID. I blame insufficient Police presence for not bringing speeders back into compliance. Many people also complain about automobiles speeding on the major Village roads such as Morse.
......Secondly as to golf cart speed enhancement.........golf carts (ICE ones) have a HIGH center of gravity and are built for low-speed use on a golf course. So, when the speed is jacked up there is more likelihood of rolling over or sliding around a corner and hitting a car or other vehicle. Increasing idle/governor causes the engine to run more gasoline through it causing both more wear and more pollution, due to no catalytic converter - like in a car. Also, it increases the noise from the golf cart, some of which are very noisy.
........So, in general, I see golf cart speed enhancement as a FOOL'S errant - there are many disadvantages compared to the supposed advantage of going 5 MPH faster. If people have a "Tom Cruise need for speed" they can buy an ATV or a micro midget race car.
You don't even own a golf cart, right? Just like you don't own an EV?
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  #60  
Old 09-20-2023, 11:01 AM
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Originally Posted by jimjamuser View Post
I could easily catch 3 speeders going past my house every day - maybe more. They are easy to spot because they are louder than the under 20 MPH vehicle. I am impressed with this post because it shows a SERIOUS deterrence capability. I wonder WHY (?) so many don't COMPLY?
........To try to answer my own question - maybe there just is inadequate Police presence?
Judge: "Officer, how did you know the defendant was speeding?
Officer: "His golf cart sounded louder..."
Judge: "Case Dismissed!"
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