[GTTPF]

My understanding is that money in 401K's, Sep IRA'S, Roths and annuities are safe from being attached by nursing homes, long term care facilities etc. I want to make sure that the money that I have earned and saved goes to my heirs and not to nursing homes, doctors, etc. Is there a certain amount of time that this money has to be in these types of accounts for it to be safe? Is it safe? and what if any other types of accounts can this money be put into and how long does it need to be there prior to any long term care? What are Flordia regulations on this? I have some time to transfer some of it into Roths and whatever as I am 60 and my wife and I have been retired for three years. My finincial advisor doesn't know Flordia law or how it would effect my holdings. His suggestion was to ask an attorney who would be more familiar with Flordia law. I don't want to tie it up in a long term annuities. I would like the money to be axcessible just in case it is needed. Thank you very much for your time and help. Glen

[Moderator]

This is from the sticky at the beginning of the Ask the Expert a Legal Question threads:

When a question is asked in one of the 'Ask an Expert' forums, only the expert should reply. If you want the general community to give opinions then please post in the general forums. Please don't reply in the expert section unless you have been enlisted as an expert to respond in those particular 'Ask an Expert' sections. Thank you in advance.

Moderator

[Hunt Law Firm]

This is a multipart question that is not conducive to being answered in this format. Please contact my office at (352) 365-2232 to schedule an appointment to discuss your specific issue in detail. While I do not practice in the area of Medicaid planning, I work closely with attorneys who do and should be able to steer you in the right direction.

HUNT LAW FIRM, P.A.