[MN2FL]

We are buying our first house here and finding the ability to find homeowners insurance a bit more challenging than we anticipated. Any suggestions? Part of the limitation is the fact that the house will be rented more than lived in.

[logdog]

Most of the big name insurance companies won't write new policies in Florida due to hurricane liability. It's been that way for almost a decade. The Villages Insurance will find you a company and write up the policy. They also handle golf cart policies. We used the one in Colony Plaza.

[skyguy79]

We used the following and were very satisfied with the price, service and prompt answers to any questions we had:

Bonnie Colangelo
Licensed Insurance Agent
AAA Insurance
955 Bichara Blvd
The Villages, FL 32159
Ph. 352-753-2500 ext. 2264
Fax 877-749-5167

Mon. - Fri. 8:30 - 5:30

[Villager Since April 2009]

We also bought our home insurance (as well as Auto insurance) from AAA after getting quotes from AAA, Allstate, Village Insurance, USAA, and I think one other company. AAA was the lowest, although not by much. You should have a wind mitigation inspection done to be eligilble for a discount. AAA gave us the name of an inspector and the inspection cost $75.

[hedoman]

We used the Allstate folks on Wedgewood. Great folks and MUCH less expensive than other quotes

[bogeybabe]

Originally Posted by MN2FL

We are buying our first house here and finding the ability to find homeowners insurance a bit more challenging than we anticipated. Any suggestions? Part of the limitation is the fact that the house will be rented more than lived in.

we also use AAA for auto and home insurance. Had multiple quotes from others but AAA was the best coverage and price.

[skyguy79]

Originally Posted by hedoman

We used the Allstate folks on Wedgewood. Great folks and MUCH less expensive than other quotes

We originally wanted Allstate since we've mostly been with Allstate here in NY since the late '60's. Since Allstate does not insure secondary residences in FL, we could not insure our TV home with them as our home in NY was and still is our primary residence... at least for the moment.

[Bill-n-Brillo]

Got our homeowner's policy with Security First Insurance. The agency we got it through is Brightway Insurance out of Jacksonville - owner/agent I've dealt with is Rita Canty (904) 646-1850. They represent nearly all the companies who offer h.o. coverage in FL - most of the other agencies I checked with for coverage only represented a few.

Bill

[Pturner]

The Villages insurance helped us find the right policy and we are satisfied with it.

[Mikitv]

Started with AIS last year but went back to AAA this year, cheaper and multiple policy discount. More coverage for the price too.

[skyguy79]

Originally Posted by Mikitv

Started with AIS last year but went back to AAA this year, cheaper and multiple policy discount. More coverage for the price too.

So you went from AIS to ASI ASAP?

[rubicon]

I noted that the news announced that some companies, mine being one, are tasking for another increase.. i am at an extremely high deductible now. don't look to Rick Scott he will probably side with the insurance companies

[billnterri]

Has anyone submitted a claim for hurricane dmage. Does hurricane damage occur in TV. Reason for asking is AAA quotes their hurricane coverage with a
$5,000 deductible. Is anyone worried about sinkhole coverage...is it necessary?
Thanks

[Bill-n-Brillo]

Originally Posted by billnterri

Has anyone submitted a claim for hurricane dmage. Does hurricane damage occur in TV. Reason for asking is AAA quotes their hurricane coverage with a
$5,000 deductible. Is anyone worried about sinkhole coverage...is it necessary?
Thanks

We got both hurricane and sinkhole coverages when we got the policy for our place.

I can't speak to a hurricane blowing through TV but I know there have been sinkholes pop up in a few places within TV in the past.

Bill