Home insurance companies

Closed Thread
Thread Tools
  #16  
Old 11-30-2020, 07:56 AM
davem4616 davem4616 is offline
Sage
Join Date: Apr 2017
Posts: 2,656
Thanks: 539
Thanked 4,152 Times in 1,326 Posts
Default

we switched to Triple A a couple of years ago and saved a bundle over what State Farm was charging for the same coverage
  #17  
Old 11-30-2020, 08:25 AM
Larchap49 Larchap49 is offline
Veteran member
Join Date: May 2020
Posts: 543
Thanks: 13
Thanked 526 Times in 247 Posts
Default Home Ins.

Quote:
Originally Posted by Tmiladin View Post
Just bought a house in The Villages and looking for reasonable home owner insurance company. Any suggestions?
Tower Hill Ins.

AAA rated, bee. In FL. 50 years. Paid $270.000 for new home in Villages paying $550.00 a year for homeowners insurance.
  #18  
Old 11-30-2020, 08:30 AM
bakon bakon is offline
Member
Join Date: Apr 2017
Posts: 43
Thanks: 445
Thanked 30 Times in 17 Posts
Default

State Farm
  #19  
Old 11-30-2020, 08:51 AM
Steve32162 Steve32162 is offline
Junior Member
Join Date: Apr 2013
Posts: 14
Thanks: 0
Thanked 3 Times in 2 Posts
Default

I've been using Travelers for a number of years for home and car insurance. Their bundled discount is pretty good.
  #20  
Old 11-30-2020, 08:59 AM
Michread Michread is offline
Member
Join Date: Aug 2020
Location: South of 44
Posts: 87
Thanks: 125
Thanked 90 Times in 42 Posts
Default

The Villages insurance was half of state farm and farmers quote for our home. Shop around
  #21  
Old 11-30-2020, 09:55 AM
ithos ithos is offline
Veteran member
Join Date: Nov 2015
Posts: 685
Thanks: 2,020
Thanked 695 Times in 303 Posts
Default

If you are going to recommend an insurance agentMay I suggest you give some reasons why.
  #22  
Old 11-30-2020, 10:31 AM
Maryland04 Maryland04 is offline
Member
Join Date: Aug 2017
Posts: 40
Thanks: 1
Thanked 68 Times in 23 Posts
Default

I agree Tower Hill is great. We insured five homes in florida with them which included seven hirricans and three roofs, never did we have an increase beacuse of claims.
  #23  
Old 11-30-2020, 10:42 AM
KRM0614 KRM0614 is offline
Senior Member
Join Date: Jun 2019
Posts: 344
Thanks: 16
Thanked 132 Times in 98 Posts
Default

Quote:
Originally Posted by Tmiladin View Post
Just bought a house in The Villages and looking for reasonable home owner insurance company. Any suggestions?
Progressive insurance call on your own! Don’t use the villages they will charge you double or more for lesser coverage. You get to define percentage of contents . Bundled car and auto with them. I have a mossy oak and pay 460-/yr
  #24  
Old 11-30-2020, 10:44 AM
KRM0614 KRM0614 is offline
Senior Member
Join Date: Jun 2019
Posts: 344
Thanks: 16
Thanked 132 Times in 98 Posts
Default

Quote:
Originally Posted by rjm1cc View Post
Aaa
AAA is too expensive terrible coverage overcharged us for years !
  #25  
Old 11-30-2020, 11:23 AM
ithos ithos is offline
Veteran member
Join Date: Nov 2015
Posts: 685
Thanks: 2,020
Thanked 695 Times in 303 Posts
Default

Quote:
Originally Posted by KRM0614 View Post
AAA is too expensive terrible coverage overcharged us for years !
I did not have the same experience. Which carrier did they use? I used ASI and it was very reasonable. Now that ASI is owned by Progressive it may be better to call Progressive directly for an insurance quote.
  #26  
Old 11-30-2020, 12:20 PM
Pairadocs Pairadocs is offline
Platinum member
Join Date: Oct 2020
Location: Here, there, a lot of time in the Caribbean and keys, not much time spent in cold climates
Posts: 1,879
Thanks: 1,419
Thanked 1,759 Times in 757 Posts
Default

Quote:
Originally Posted by Maryland04 View Post
I agree Tower Hill is great. We insured five homes in florida with them which included seven hirricans and three roofs, never did we have an increase beacuse of claims.
Is "Tower Hill" the name of an insurance company ? Or of an insurance Agency ? Never heard of them, but then, had never heard of American Integrity until moving here. They seems to raise premiums a really shocking amount even with a long history of no claims what so ever ! And, they don't have a multi-policy discount like for autos and home ! Is the price of joining the AAA worth it for their insurance ? Do they have many companies (like are the brokers ?) or just one AAA brand company ?
  #27  
Old 11-30-2020, 12:34 PM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 14,253
Thanks: 2,344
Thanked 13,717 Times in 5,245 Posts
Default

Quote:
Originally Posted by Pairadocs View Post
Is "Tower Hill" the name of an insurance company ? Or of an insurance Agency ? Never heard of them, but then, had never heard of American Integrity until moving here. They seems to raise premiums a really shocking amount even with a long history of no claims what so ever ! And, they don't have a multi-policy discount like for autos and home ! Is the price of joining the AAA worth it for their insurance ? Do they have many companies (like are the brokers ?) or just one AAA brand company ?
Tower Hill is an insurance company.

I don't think it is worth joining AAA just for the insurance.
  #28  
Old 11-30-2020, 09:25 PM
Darlene Lansing's Avatar
Darlene Lansing Darlene Lansing is offline
Member
Join Date: May 2013
Posts: 98
Thanks: 31
Thanked 9 Times in 8 Posts
Default

Highest quote
  #29  
Old 12-01-2020, 08:05 AM
Bay Kid's Avatar
Bay Kid Bay Kid is offline
Sage
Join Date: Feb 2013
Location: The Villages and the Northern Neck on the Chesapeake Bay, VA.
Posts: 5,450
Thanks: 1,635
Thanked 3,112 Times in 1,344 Posts
Default

How about American Integrity, anyone using them? I'm having a claim with them now.
  #30  
Old 12-01-2020, 09:56 AM
John_W John_W is offline
Sage
Join Date: Jan 2011
Posts: 6,390
Thanks: 2,172
Thanked 2,954 Times in 1,160 Posts
Default

Quote:
Originally Posted by Bay Kid View Post
How about American Integrity, anyone using them? I'm having a claim with them now.
I never had a claim but many have posted on here about problems with claims, they don't approve them ever and rates steadily increase.

I dropped AI (American Integrity) two years ago because in the seven years I had them they raised my premiums five times. I started in 2011 with a CYV paying $505. By 2018 I received a bill for $985, that was a $100 more than 2017. When I looked, they had done five times.

I called AAA to see about bundling with my car, they were only $20 cheaper than AI. Then I called Villages Insurance who was my agent. We talked about ASI (Progressive) but they would not include sink hole. She mentioned Coastal Insurance as one a lot of customers had been switching to. I got it for $575, over a $400 savings and with even better coverage, 10% deductible on sink hole vs 15% with AI. So I switched, year two last July it went up slightly to $615, a $40 increase but I could live with for now.
Closed Thread

Tags
home, insurance, company, owner, reasonable


You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 12:02 AM.