[Normal]

Originally Posted by ithos

What would you expect with inflation out of control the last three years?

What Is the Inflation for Each Year?
An average rate of inflation can be calculated for each year:

In 2023, the average rate of inflation was 4.1%.
In 2022, the average rate of inflation was 8.0%.
In 2021, the average rate of inflation was 4.7%.
In 2020, the average rate of inflation was 1.2%.

U.S. Bureau of Labor Statistics. "Historical Consumer Price Index for All Urban Consumers (CPI-U)."

Yes, since the year 2021, inflation has driven the cost of repairs through the roof. Further, development of shorelines and other vulnerable areas has skyrocketed also. Couple all this with the fact that we know every person’s problems and the results from storms thanks to the Information Age and the bills go up!

Don’t look for insurance to get cheaper for many either. Insurance agencies have AI programs now that can pinpoint problem areas to the Nth degree and adjust rates accordingly. Fortunately the free roof syndrome will leave altogether soon enough also. Satellite photos are helping insurers in many ways.

[Rainger99]

Of the 28 billion dollar disasters, there were 19 severe storm events, 2 tropical cyclones (Idalia in Florida and Typhoon Mawar in Guam), 4 floods, 1 winter weather event, 1 drought, and 1 wildfire event.

As for storms, the main factor is hail damage. Hail causes 50-80% of insured damage from severe thunderstorms.

I was very surprised to see that storms caused far more damage last year than hurricanes!

Sent from my iPhone

[Spartan86]

Discussion of 2024 hurricane season and great source of information all year. Daily updates for named Atlantic storms:

https://youtu.be/QFID_jfNId4?si=R3BUuZW9bDMYvmDB

[jimjamuser]

Originally Posted by Cliff Fr

I've lived in Central Florida for 68 years. I think a big factor in the increased heat here is deforestation. Another factor is much much more pavement and rooftops.

Yes, Florida has experienced deforestation, which means LESS CO2 is absorbed. Also, the US and the world has experienced deforestation as worldwide population has grown enormously in the last 15 years. The whole world is producing record temperature readings on land and ocean. The oceans have shown a dangerous increase in level in the last 5 years. Florida is very vulnerable to ALL these increases because it is basically an island surrounded by ocean.
......There is NO foreseeable, in the future, likelihood of anything changing about CO2 except that it will INCREASE. Therefore, Florida will continue to have excessively HOT summers and an INCREASED chance of large hurricanes and tornadoes. I wish it wasn't that way!

[fdpaq0580]

Originally Posted by Kelevision

I can say with 100% certainty that everything is worse now than it was in my lifetime.

Past tense? So, your lifetime is over? Where are you posing from? We miss you! 😪🙄😮*💨

[JMintzer]

Originally Posted by jimjamuser

Yes, Florida has experienced deforestation, which means LESS CO2 is absorbed. Also, the US and the world has experienced deforestation as worldwide population has grown enormously in the last 15 years. The whole world is producing record temperature readings on land and ocean. The oceans have shown a dangerous increase in level in the last 5 years. Florida is very vulnerable to ALL these increases because it is basically an island surrounded by ocean.
......There is NO foreseeable, in the future, likelihood of anything changing about CO2 except that it will INCREASE. Therefore, Florida will continue to have excessively HOT summers and an INCREASED chance of large hurricanes and tornadoes. I wish it wasn't that way!

More nonsense...

From the Google Machine:

"U.S. forests are a renewable natural resource and are not shrinking. Net forest area in the United States increased by approximately 18 million acres between 1990 and 2020."

"The United States has more trees today than we had 100 years ago (and a global study even found that the number of trees on Earth is around 3.04 trillion, a much higher number than previously believed.)"

Fact Check: Is the United States Cutting Down Too Many Trees? - NELMA.

[Stu from NYC]

Originally Posted by JMintzer

More nonsense...

From the Google Machine:

"U.S. forests are a renewable natural resource and are not shrinking. Net forest area in the United States increased by approximately 18 million acres between 1990 and 2020."

"The United States has more trees today than we had 100 years ago (and a global study even found that the number of trees on Earth is around 3.04 trillion, a much higher number than previously believed.)"

Fact Check: Is the United States Cutting Down Too Many Trees? - NELMA.

Thanks for sharing. He would have a bit of credibility if he drove an EV instead of complaining how the rest of us do not.

[Laker]

After Hurricane Charly in 2004 the Armageddon Weather Center at Colorado State University (that's the guy who got caught in the Climategate email scandal where he was "adjusting" the weather to fit the end-of-the world scenario he was selling) started predicting that there would be LOTS of hurricanes every year. After being wrong for over 10 years in a row he stopped predicting probably from embarrassment.

After Obama left office his climate advisor initiated a study to see if the incidence of natural disasters had increased over the past 30 years or so. He determined that there wasn't any measurable increase. The media was so upset from being made fools of that they shouted him down. "Normal" weather doesn't sell newspapers.

There is lots of evidence that the end of the world is not near, but the "doom-and-gloomer's" deny it all.

The "End of the World" club has been around for 2,000 years, and they will still be here in another 2,000 years. Poor fools.....

[JMintzer]

Originally Posted by Stu from NYC

Thanks for sharing. He would have a bit of credibility if he drove an EV instead of complaining how the rest of us do not.

[Normal]

Fortunately new roofs in Florida won’t be a problem anymore and add to the tab.

Newly passed legislation in Florida's special session (April 2024) may allow insurance companies to patch rather than replace significant portions of someone's roof which was damaged by a hurricane. This should cut down on scammers and insurance claims.

It won’t be long for all insurance companies to get on board with the protection.