Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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Just 2 weeks ago, I was pounding the table telling anyone that would listen that this is a once-in-a-lifetime opportunity to get into the stock market. It's a time when many future millionaires are made. Already coming back, and will continue -- but if there is another pullback, that's just another opportunity!
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If you have significant cash, then you haven't been fully invested in the market. If you cashed out more than a year ago, then the recent dip did not even reach your prior exit point.
Market timing is tough. Now if somebody has some sort of new found cash windfall then its a different story. I guess that is what you are taking about. |
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I've kept the emotion and hype out of the last 60 days and the purchases have been quite rewarding.
Never seen a dip which did not come back, profitably. NOT market timing.................just not "cash" holding. Last edited by It's Hot There; 04-26-2025 at 08:10 AM. |
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IRA’S have been in mutual funds since retirement. 60/40 has worked for me. My few personal stocks are in long term value dividend and a couple of growth ones. Not a trader since retirement. No worries. But each to their own.
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Most people are as happy as they make up their mind to be. Abraham Lincoln |
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Emotional NO!, earnings forecasts are coming down. Companies are not giving forecast guidance this quarter's calls. Easy scenario: zero earnings growth, average growth multiple, you have 4,000 SPX very easily. GDP down, equities down, dollar down, oil down, bonds down, 10 year term premium rising, Fed playing the data waiting game -> -> this combo never an optimistic scenario. Technicals have a good couple of days and everyone is bullish? Foreigners have stopped investing in the USA, but have yet to start selling. 401K month end salary systemic buying still happening, until employment falls, then emergency usage will cause 401K selling. Other Bear Market not a good time to buy actual bear market rallies: 2022: 3/15/2022 - 3/29-2022 11% rally, by 5/12/2022 15+% percent selloff 2020: 7/31/2020 - 9/2/2020 10% rally by 9/23/2020 12+% selloff 2007-2008: had similar 8%+ rallies with 10% selloffs soon after 2000: 9/1/2000 -> 12/20/2000 20+% sell off, 8.6%% rally, by 3/22/2001 20% sell off so the always recovered is true, but maybe not from the current levels The only "good news" at the moment, is that Walmart, Target and Home Depot have resumed shipments from China after the WH meeting. In the latest week ships leaving China were 40% full, which means product scarcities will happen for a period of time. **Then expect a 10-15% price increase to absorb the tariffs and pass it along. ** info sourced from consumer goods P/E firm concerning tariff strategy Tariff vs tax source comparison: < $36,000 family 0% income tax earners: tariffs crushing, no relief even with tax relief < 72,000 family 12% income tax earnings: tariffs crushing until tax relief given, then neutral, no change in spending, assuming tax free income < 125,,000 family 22% income tax threshold: tariffs doable, but eats more than half of discretionary vacation / enjoyment surplus with tax relief > $210,000 family, >22% income tax threshold, irritated beyond belief, but can easily survive Project 2025 in full execution mode. . . will it work or tank the economy? ![]() ![]() ![]() |
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Exactly!
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I consider it as if the oldsters are sitting in the casino and putting their cash on the table. Hard to feel sorry for them, they wanted to play the game. Much of it's greed.
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Because they'll be dead soon and therefore it doesn't matter how much or little they have in the end? The Lord doesn't impose tariffs on imported souls to Heaven. Either you get in free, or you don't get in.
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"nuts" is also an opinion. ![]()
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Identifying as Mr. Helpful |
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