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Old 04-25-2025, 12:25 PM
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Default Got Cash????

It's been a great time to drive into the market.

Massive emotional sell-off...................came back nicely, now is it going to run???

Wait until June, might be too late for the easy gains.

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Old 04-25-2025, 01:08 PM
MrLonzo MrLonzo is offline
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Quote:
Originally Posted by dewilson58 View Post
It's been a great time to drive into the market.

Massive emotional sell-off...................came back nicely, now is it going to run???

Wait until June, might be too late for the easy gains.

Just 2 weeks ago, I was pounding the table telling anyone that would listen that this is a once-in-a-lifetime opportunity to get into the stock market. It's a time when many future millionaires are made. Already coming back, and will continue -- but if there is another pullback, that's just another opportunity!
 
Old 04-25-2025, 01:22 PM
jimhoward jimhoward is offline
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If you have significant cash, then you haven't been fully invested in the market. If you cashed out more than a year ago, then the recent dip did not even reach your prior exit point.

Market timing is tough.

Now if somebody has some sort of new found cash windfall then its a different story. I guess that is what you are taking about.
 
Old 04-26-2025, 07:16 AM
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I've kept the emotion and hype out of the last 60 days and the purchases have been quite rewarding.

Never seen a dip which did not come back, profitably.

NOT market timing.................just not "cash" holding.

Last edited by It's Hot There; 04-26-2025 at 08:10 AM.
 
Old 04-26-2025, 06:57 PM
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IRA’S have been in mutual funds since retirement. 60/40 has worked for me. My few personal stocks are in long term value dividend and a couple of growth ones. Not a trader since retirement. No worries. But each to their own.
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Old 04-27-2025, 06:33 AM
Tyrone Shoelaces Tyrone Shoelaces is offline
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I'm in 25% cash waiting on DJIA 30K
 
Old 04-27-2025, 08:12 AM
CoachKandSportsguy CoachKandSportsguy is offline
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Quote:
Originally Posted by dewilson58 View Post
It's been a great time to drive into the market.
Massive emotional sell-off...................came back nicely, now is it going to run???
Wait until June, might be too late for the easy gains.
the future is uncertain, be nibble

Emotional NO!, earnings forecasts are coming down. Companies are not giving forecast guidance this quarter's calls. Easy scenario: zero earnings growth, average growth multiple, you have 4,000 SPX very easily.

GDP down, equities down, dollar down, oil down, bonds down, 10 year term premium rising, Fed playing the data waiting game -> -> this combo never an optimistic scenario. Technicals have a good couple of days and everyone is bullish?

Foreigners have stopped investing in the USA, but have yet to start selling. 401K month end salary systemic buying still happening, until employment falls, then emergency usage will cause 401K selling.

Other Bear Market not a good time to buy actual bear market rallies:

2022: 3/15/2022 - 3/29-2022 11% rally, by 5/12/2022 15+% percent selloff
2020: 7/31/2020 - 9/2/2020 10% rally by 9/23/2020 12+% selloff
2007-2008: had similar 8%+ rallies with 10% selloffs soon after
2000: 9/1/2000 -> 12/20/2000 20+% sell off, 8.6%% rally, by 3/22/2001 20% sell off
so the always recovered is true, but maybe not from the current levels

The only "good news" at the moment, is that Walmart, Target and Home Depot have resumed shipments from China after the WH meeting. In the latest week ships leaving China were 40% full, which means product scarcities will happen for a period of time. **Then expect a 10-15% price increase to absorb the tariffs and pass it along. ** info sourced from consumer goods P/E firm concerning tariff strategy

Tariff vs tax source comparison:
< $36,000 family 0% income tax earners: tariffs crushing, no relief even with tax relief
< 72,000 family 12% income tax earnings: tariffs crushing until tax relief given, then neutral, no change in spending, assuming tax free income
< 125,,000 family 22% income tax threshold: tariffs doable, but eats more than half of discretionary vacation / enjoyment surplus with tax relief
> $210,000 family, >22% income tax threshold, irritated beyond belief, but can easily survive

Project 2025 in full execution mode. . . will it work or tank the economy?

 
Old 04-27-2025, 08:31 AM
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But why is a Older Retiree taking a High Risk by investing in the market..This is "nuts"
 
Old 04-27-2025, 08:44 AM
Aces4 Aces4 is online now
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Quote:
Originally Posted by justjim View Post
IRA’S have been in mutual funds since retirement. 60/40 has worked for me. My few personal stocks are in long term value dividend and a couple of growth ones. Not a trader since retirement. No worries. But each to their own.
Exactly!
 
Old 04-27-2025, 08:49 AM
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But why is a Older Retiree taking a High Risk by investing in the market..This is "nuts"
I consider it as if the oldsters are sitting in the casino and putting their cash on the table. Hard to feel sorry for them, they wanted to play the game. Much of it's greed.
 
Old 04-27-2025, 11:05 AM
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Quote:
Originally Posted by Aces4 View Post
I consider it as if the oldsters are sitting in the casino and putting their cash on the table. Hard to feel sorry for them, they wanted to play the game. Much of it's greed.
I was in casino once walked right pass all the pre-programmed games to auditorium, then walked right back out when event was over. IMO anybody that plays video slots are the biggest suckers walking face of earth.
 
Old 04-27-2025, 03:02 PM
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Buy low sell high
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Old 04-27-2025, 04:12 PM
OrangeBlossomBaby OrangeBlossomBaby is offline
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But why is a Older Retiree taking a High Risk by investing in the market..This is "nuts"
Because they'll be dead soon and therefore it doesn't matter how much or little they have in the end? The Lord doesn't impose tariffs on imported souls to Heaven. Either you get in free, or you don't get in.
 
Old 04-27-2025, 04:44 PM
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Quote:
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But why is a Older Retiree taking a High Risk by investing in the market..This is "nuts"
"High Risk" is a degree and an opinion.

"nuts" is also an opinion.

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