Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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Almost 5% of all U.S. households do not have a bank account. Cash transactions are still needed for millions of Americans as cashless is not a practical option for those less well-off folks without forcing them to use prepaid debit cards.
“Consistent with the results of previous surveys, unbanked rates in 2021 varied considerably across the U.S. population. For example, unbanked rates were higher among lower-income households, less-educated households, Black households, Hispanic households, working-age households with a disability, and single-mother households.” 2021 FDIC National Survey of Unbanked and Underbanked Households |
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I hope it passes. We should all have the freedom to pay either way we want and what works best for each individual. For many, it’s an easier way to not overspend or buy on impulse. I also do not want to be forced into having a paper trail of everything I do.
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Sweden is mostly cashless, once you get used to it, it’s so much easier. Through their banks, they have a system called Swish. You just tap your phone and pay via your personal barcode. Even garage sales are cashless! It’s the future, we have to get used to it.
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As a business men and currently having the cost of transporting the cash from the location to the bank is risky. So the cost of a contract can be eliminated. Having to obtain bills and coins is a nightmare. Gone. Human errors in cash exchange is eliminated. POS sales are registered and loss of merchandise (theft by employees) is controlled. Sadly businesses are having to curtail many factors to be profitable and cards although you pay a percentage to the bank and credit card company allows you a better control.
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Sure if one wants the Wizzard of Oz to be able to flip the switch on money in/out. FL and The Villages, has always allowed people to think for themselves on life matters. Kinda want to keep it that way. The need small bills thing... look outside of T V and check the Wizzard of Oz to see "what's in your (their) wallet."
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There are likely several reasons they chose to go cashless, as a retail business owner for over 40 years I've been fortunate to have competent employees.These days finding quality employees could be a daughting task. Eliminating cash is just one more thing that owners won't have to worry about. I'm not making excuses as I believe in our currency and see the push to eliminate it. Cash is king and needs to stay that way.
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Quote:
Will keep a few quid in my wallet. Just in case! |
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Never worn a watch in all my years, apart from when in military, then I carried it in my pocket.
Can't stand the restriction, same with rings etc. Kids and grands all use them though. |
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I suspect there was a lot of resistance when cash first came in You are expecting to exchange your chicken for a pair of shoes and the cobbler wants to give you round pieces of metal as change instead of some carrots? I don't think so! Plus ça change... |
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Cashless is very convenient, but don’t fool yourselves into thinking that it’s not without its own set of issues. Anyone who thinks that “monitoring” a la CCP social credit, or that the internet will never go down, or that one will never have to worry about robberies or muggings again, is fooling themselves.
Weve already given so much of our lives over to technology. Remember how great email and instant messaging and Facebook were until the hackers came on the scene? We’re like the frog in the pot of water that slowly boils. We should all proceed with caution! If anyone’s interested, this is a great work of fiction…..for now. Daemon (Daemon, #1) by Daniel Suarez | Goodreads |
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