Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
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When I figure out how to time the market will attempt to do just that. In the meantime think the best bet is keep an emergency fund of good size and stay the course with investments. As I have probably said before and who remembers at my age new investments are more conservative funds of Value and Dividend Yield funds with good long term track records. |
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#32
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Well, the closing on the commercial real estate property dragged out from late December to the last day of March. Upon reflection I am grateful as the stock market has dropped considerably. Although I put my toe in the water with one minor purchase I am just watching it now to see where it will go. Frankly, being about 50% in cash today feels pretty darn good!
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"No one is more hated than he who speaks the truth." Plato “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine |
#33
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#34
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Unless your are already stuck in mutual funds it’s only ETFs. More tax efficient. Can buy dividend aristocrats if looking for yield
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#35
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I don't understand why you would say that ETFs are more tax efficient than mutual funds. My stock investments are in the Vanguard S&P 500 Index mutual fund. Very tax efficient. It seems to me that the S&P 500 Index ETF would be less tax efficient. The ETF would attract investors who would buy and sell more often requiring the ETF manager to sell the stocks more frequently generating a lot more taxable events than in a mutual fund, and thereby creating more capital gain distributions. Mutual fund investors are more of the buy and hold type of investor. Isn't that correct?
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